SAHAYTA Scheme: ₹2 Lakh Grant for J&K Youth Affected by InsurgencyScheme StatusScheme Status

The SAHAYTA scheme is an initiative by the Jammu and Kashmir government aimed at providing financial assistance to youth in distress to help them set up gainful self-employment ventures. This scheme specifically targets applicants who have suffered a loss of a family member or have been permanently incapacitated due to insurgency-related incidents, cross-border shelling, or mine blasts. The assistance is designed to foster self-employment in sectors with considerable local demand.

Benefits

  • Financial Assistance:
    A maximum of ₹2,00,000/- is provided or the actual cost of the self-employment unit, whichever is lower.
  • Utilization Requirement:
    The entire amount of ₹2,00,000/- must be utilized solely for self-employment generation.
  • Covered Fields:
    Eligible fields include, but are not limited to:
    • Manufacturing, servicing, and petty businesses with significant local demand.
    • Retail shops.
    • Small IT centers and IT service centers.
    • Agriculture and horticulture ventures or retail shops related to agricultural equipment.
    • Livestock farming, including cattle and poultry, along with related feed retail shops.
    • Tourism agencies.
    • Sericulture farms.
    • Fish farming.
    • Manufacture and sale of biodegradable disposable items and craft paper.
    • Solid waste management and associated activities.
    • Dairy farms and manufacture/sale of dairy products.
    • Restaurant business.
    • Food processing units.
    • Flower farming and related activities.
  • Excess Financing:
    If the total project cost exceeds ₹2,00,000/-, the excess must be self-financed by the applicant. However, the sanctioning authority can facilitate the applicant to avail this component as a Mudra Loan.

Eligibility

  • Age Group:
    The applicant must be between 18 to 40 years of age.
  • Incident-Related Criterion:
    The applicant should have lost a family member or been permanently incapacitated due to an insurgency-related incident, cross-border shelling, or mine blast.
  • Permanent Incapacitation:
    Defined as a disability of 50% or more that is permanent with no chance of improvement, rendering the victim unable to work.
  • Exclusions:
    Individuals involved in anti-national activities, directly or indirectly, and their family members are not eligible for assistance.

Application Process

Offline Process

  1. Application Submission:
    • Applicants must file their claims using the prescribed form (Annexure-1) along with the required documents.
    • Claims should be submitted to the concerned Deputy Commissioner within two years of the incident. In deserving cases, the CEO of Mission Youth may relax the time limit.
  2. Submission:
    • The completed application along with all mandatory documents must be submitted offline.

Documents Required

  • Certificate regarding non-involvement in militancy/anti-national activities from the concerned SDPO.
  • Death cum Post Mortem Certificate (if applicable).
  • Medical Certificate (for incapacitation of 50% or more).
  • Proof showing the relationship of the beneficiary with the victim (not required if the victim is the claimant).
  • Date of Birth Certificate.
  • Unemployment certificate from the Employment Department.
  • Project report or detailed plan about the self-employment unit to be established.
  • Undertaking/NOC from other family members indicating they have no objection to the beneficiary receiving assistance.

Frequently Asked Questions

  • What is the SAHAYTA scheme?
    It is a scheme designed to provide financial assistance to eligible youth in distress for setting up self-employment ventures.

  • What benefits are provided under the scheme?
    Financial assistance of up to ₹2,00,000/- is provided to establish a self-employment unit.

  • How much financial benefit is provided?
    A maximum of ₹2,00,000/-, or the actual cost of the self-employment unit if it is lower.

  • Can a beneficiary receive the scheme benefits multiple times?
    The scheme is intended as a one-time assistance for setting up the self-employment unit.

  • What is the age eligibility criteria?
    Applicants must be between 18 and 40 years of age.

  • Can a person from another state avail the benefits of the scheme?
    The scheme is specific to Jammu and Kashmir; eligibility is subject to local residency and incident-related criteria.

  • What is the eligibility criteria for a disabled person?
    For permanent incapacitation, a disability of 50% or more (with no chance of improvement) is required, and the injury must prevent the victim from working.

  • How can one get the scheme benefits?
    Eligible applicants must submit the prescribed application form (Annexure-1) along with all required documents to the concerned Deputy Commissioner.

  • What documents are required?
    Required documents include the certificate on non-involvement in militancy, death/post mortem certificate (if applicable), medical certificate (if incapacitated), proof of relationship with the victim, date of birth certificate, unemployment certificate, project report, and an undertaking/NOC from family members.

Sources and References

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