The “Subsidy for Disabled Young Professionals” scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. It aims to support professionally educated unemployed disabled youth by providing subsidized loans up to ₹25,00,000/- for self-employment activities related to their field of study. This initiative promotes economic independence and professional growth for Persons with Disabilities (PwDs) across Haryana.
Scheme Key Highlights (Short Summary)
• Implementing Agency: Haryana BC & EWS Kalyan Nigam
• Target Group: Unemployed disabled youth with professional degrees
• Loan Limit: Up to ₹25,00,000/-
• Interest Rate: 4.5% to 8% per annum
• Disability Criteria: 40% or more (OH, VH, HH, MR)
• Age Limit: 18–45 years
• Mode of Application: Online via Antyodaya-SARAL Portal
Benefits
• Loan up to ₹25,00,000/- for setting up professional ventures
• Subsidized interest rate between 4.5% to 8% per annum
• Empowers disabled youth to start businesses related to their professional education
Eligibility
• Must be a permanent resident of Haryana
• Must be unemployed and professionally educated
• Disability must be 40% or more (OH, VH, HH, or MR categories)
• Age between 18 and 45 years
• Professional degree must be from a recognized institution
• The proposed activity should be relevant to the degree obtained
Application Process
Online
Registration on Antyodaya-SARAL Portal
• Step 1: Visit https://saralharyana.gov.in
• Step 2: Click on “New User” under ‘Sign In Here’
• Step 3: Fill in required details (Name, Email, Mobile, Password, State)
• Step 4: Verify Email and Mobile via OTP
Submit Application
• Step 1: Log in to the portal using registered email ID and password
• Step 2: Click ‘Apply for Services’ → ‘View all Available Services’
• Step 3: Search for “Subsidy for Disabled Young Professionals”
• Step 4: Fill out the form and upload all required documents
• Step 5: Preview and submit the application
Track Status
• Use Application Reference ID on the Antyodaya-SARAL Portal to check progress
Documents Required
• Aadhaar Card
• Haryana Domicile Certificate
• Disability Certificate (≥40%)
• Ration Card (for address proof, if applicable)
• Caste Certificate (if applicable)
• Professional Degree Certificate
• Applicant’s Photograph
• Bank Account Details
• Any other relevant documents
Frequently Asked Questions (FAQs)
Q: What is the maximum loan amount provided under this scheme?
A: ₹25,00,000/-
Q: What are the applicable interest rates?
A: Between 4.5% and 8% per annum
Q: What disabilities are covered?
A: Orthopedic Handicap (OH), Visual Handicap (VH), Hearing Handicap (HH), and Mental Retardation (MR)
Q: What is the eligible age range?
A: 18 to 45 years
Q: What kind of professional qualifications are required?
A: A degree from a recognized professional institution
Q: Can applicants from outside Haryana apply?
A: No, only permanent residents of Haryana are eligible
Q: Is there a minimum disability percentage?
A: Yes, minimum 40%
Q: How can one track the application status?
A: On the Antyodaya-SARAL Portal using your application reference ID