The Shramashakthi Special Women’s Scheme is an initiative by the Minorities Welfare Department, Government of Karnataka, implemented through the Karnataka Minorities Development Corporation. It is designed to economically empower widowed, divorced, and unmarried women belonging to the minority community by providing them with financial support to undertake various income-generating activities.
Benefits
- Total Financial Assistance:
- ₹50,000/- in total, which includes:
- ₹25,000/- Loan
- ₹25,000/- Subsidy
- ₹50,000/- in total, which includes:
Eligibility Criteria
To be eligible for this scheme, the applicant must:
- Be a female.
- Be widowed, divorced, or unmarried.
- Belong to a religious minority community as defined in the Government Order.
- Be a permanent resident of Karnataka.
- Be aged between 18 and 55 years.
- Have an annual family income (from all sources) below ₹3,50,000/-.
- Ensure that no family member is employed as a State/Central Government employee.
- Not have availed benefits under any other scheme (excluding the Arivu Scheme) of the KMDCL in the last 5 years.
Application Process (Online)
- Visit the Official Website:
- Go to the Karnataka Minorities Development Corporation website.
- Apply Online:
- Click on “Apply Online” and enter your mobile number, then click “Submit”.
- Aadhaar Verification:
- Enter your Aadhaar number, fill in the Captcha, and click “Next”.
- You will receive an OTP on your Aadhaar-linked mobile number; enter the OTP and click “Continue”.
- Scheme Selection and Details:
- Select the scheme “Sikhligar’s Community Development Scheme” (this is the specific scheme under which the application is processed) and fill in the basic details such as father’s name, gender, and educational qualification.
- Address Details:
- Enter your address details and proceed by selecting “Next”.
- Document Upload:
- Upload all the required documents including a passport-size photo, educational documents, income certificate, etc.
- Final Submission:
- Click “Proceed” and then “Submit Application” to receive an Application ID.
Documents Required
- Project Report (detailing the proposed economic activity).
- Caste/Minority Certificate (issued by the competent authority).
- Income Certificate (issued by the competent authority).
- Copy of Aadhaar Card (as Residential Proof).
- Copy of Bank Passbook.
- Self-Declaration Form from Surety.
- Self-Declaration Form.
Frequently Asked Questions (FAQs)
-
What is this scheme about?
It provides financial assistance for economic empowerment by offering a loan and subsidy to eligible minority women to support income-generating activities. -
Who can apply for this scheme?
Widowed, divorced, or unmarried women belonging to the minority community and residing permanently in Karnataka, aged 18-55, with an annual family income below ₹3,50,000/-. -
What is the financial assistance provided?
A total of ₹50,000/- is provided, split into a ₹25,000/- loan and a ₹25,000/- subsidy. -
What documents are needed for the application?
Applicants need to provide a project report, caste/minority certificate, income certificate, Aadhaar copy, bank passbook copy, and the required self-declaration forms. -
How do I apply for the scheme?
Applications are submitted online through the Karnataka Minorities Development Corporation’s official website. -
Can I apply if I work for the government?
No, applicants or their family members should not be employed as State/Central Government employees. -
Can I reapply if I received benefits from KMDCL before?
Benefits under this scheme cannot be availed if the applicant or family has received benefits from any other KMDCL scheme in the past 5 years (excluding the Arivu Scheme). -
Is a guarantor required for the loan?
A surety is required, as evidenced by the Self-Declaration Form from Surety. -
What is the purpose of the subsidy?
The subsidy helps reduce the financial burden, complementing the loan, to encourage women in undertaking economic activities. -
Is there any application fee?
The guidelines do not specify an application fee; typically, the scheme is designed for financial empowerment without additional charges.