Shilp Sampada Term Loan Scheme: Artisans Loans Up to ₹10 LakhScheme StatusScheme Status

Launched by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, the Shilp Sampada Term Loan Scheme for Backward Classes is aimed at supporting artisans and craftspersons from backward classes in preserving and promoting traditional arts and crafts. In addition to providing loans for business purposes, the scheme also offers training programs that upgrade the skills of beneficiaries with the latest technological inputs, such as computer usage and CAD techniques. This initiative is intended to empower young artisans (aged between 18 and 35) to establish or expand their handicraft businesses while improving their competitiveness in the market.

Benefits

  • Loan Provision:
    Eligible artisans can secure loans of up to ₹10,00,000 to establish or upgrade their handicraft units.

  • Skill Enhancement:
    The scheme offers training programs to upgrade artisans’ skills, incorporating modern technological tools and practices.

  • Business Support:
    Financial assistance under the scheme is aimed at preserving traditional arts and crafts while encouraging self-employment and entrepreneurship.

Eligibility

  • Residency:
    The applicant must be a permanent resident of Haryana.

  • Occupation:
    The applicant should be an artisan or craftsperson engaged in traditional arts and handicrafts.

  • Age Limit:
    Applicants must be between 18 and 35 years old.

  • Category:
    The applicant must belong to the backward class category.

  • Income Limit:
    The applicant’s annual family income should not exceed ₹3,00,000 in both rural and urban areas.

Application Process

Online via the Antyodaya-SARAL Portal

Registration Process:

  1. Visit the Portal:
    Go to the official Antyodaya-SARAL Portal: https://saralharyana.gov.in/.
  2. New User Registration:
    Click “New User” under ‘Sign In Here’ and fill in the mandatory details (Name, Email ID, Mobile Number, Password, and State). Click “Submit.”
  3. Verify Details:
    Verify your mobile number and email using the OTP sent to you and complete the registration process.

Login and Application Submission:

  1. Login:
    Log in using your registered email ID and password.
  2. Access Services:
    Click on “Apply for Services” and then “View all Available Services.”
  3. Select the Scheme:
    Search for the “Shilp Sampada Term Loan Scheme for Backward Classes” and click on it.
  4. Family Data Verification:
    Enter your Parivar Pehchan Patra (PPP ID) number and click “Click here to Fetch Family Data” to display your registered family members.
  5. Complete Application:
    Select the beneficiary/applicant name, verify through OTP, fill in all mandatory details, and upload the required documents.
  6. Submit:
    Preview your application form and click “Submit.” You can track your application status later by entering your Department Name, Scheme Name, and Application Reference ID on the portal.

Documents Required

  1. Identity/Citizenship Proof:
    Aadhaar Card (or any other accepted identity document).
  2. Age Proof:
    Aadhaar Card or any other valid age proof.
  3. Resident/Address Proof:
    Ration Card or Haryana Domicile Certificate.
  4. Caste/Religion Proof:
    Caste Certificate for the reserved category.
  5. Photograph:
    Recent passport-size photograph.
  6. Bank Account Details:
    Copy of bank passbook or cancelled cheque.
  7. Additional Documents:
    Any other documents as required by the scheme guidelines.

Frequently Asked Questions

  1. What are the benefits of the scheme?
    The scheme provides loans of up to ₹10,00,000 to artisans from backward classes for establishing or upgrading their handicraft units, along with training programs to enhance their skills.
  2. Is there an age limit to apply for this scheme?
    Yes, applicants must be between 18 and 35 years old.
  3. Do I need to be a resident of Haryana to apply?
    Yes, only permanent residents of Haryana are eligible.
  4. What type of training is provided under the scheme?
    The training includes modern technological inputs such as computer usage, CAD, and other relevant skills to help upgrade traditional craft techniques.
  5. Can I apply if my family’s annual income is more than ₹3,00,000?
    No, the annual family income should not exceed ₹3,00,000 in both rural and urban areas.
  6. Is the scheme available to artisans from urban areas?
    Yes, artisans from both rural and urban areas are eligible.
  7. How can I apply for the scheme?
    Applications can be submitted online through the Antyodaya-SARAL Portal.
  8. How can I track my application?
    Track your application on the portal by entering the Department Name, Scheme Name, and your Application Reference ID.

Sources and References

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