“Nana Vyavasay Mate Loan Yojana” is a component under the Self-Employment Scheme launched by the Social Justice and Empowerment Department, Gujarat. It is implemented by the Gujarat Unreserved Education and Economical Development Corporation. The scheme offers financial assistance in the form of a loan to individuals planning to start a small business such as a grocery shop, medical store, garment store, bookstore, etc.
Benefits
• Loan of up to ₹10,00,000/- or actual expenditure incurred, whichever is lower
• Simple interest rate of 5% per annum (4% for women)
• Repayment period of 5 years, beginning 3 months after business commencement
Eligibility
• Must be a resident of Gujarat
• Must belong to the unreserved category
• Age must be between 18 to 50 years
• Family income must be ₹6,00,000/- or less per annum
• Business must start within 3 months of loan disbursement
• Only one beneficiary per family
• Maximum 5 beneficiaries per village
Application Process
Online Registration
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Visit the official website of the Gujarat Unreserved Education and Economical Development Corporation
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Go to the Self-Employment Scheme section and select Nana Vyavasay Mate Loan Yojana
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Click on Apply Now, then click New User? Please Register Here
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Enter your details and register
Online Application
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Login with your User ID, Password, and Captcha
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Confirm or update your permanent address
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Upload the required documents
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Review the application, click Yes, Submit, and then Save Application
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Note your Application Number and print the form if needed
Post-Application Procedure
After submission, print the application, sign it, and submit it along with the uploaded documents to the Deputy Director (Non-Reserved Category) or District Social Welfare Officer via courier, post, or in person
Check Application Status
Visit the official portal and log in to check your application status
Documents Required
• Application form (prescribed format)
• Bank statement and passbook copy
• Non-deposit certificate
• Income certificate
• Proof of residence
• Aadhaar card
• Proof of age
• Educational qualification certificate
• Copy of L.C. (Leaving Certificate)
• Driving license (if applicable)
• Business proposal
Frequently Asked Questions
Q: What is the Nana Vyavasay Mate Loan Yojana?
A: It is a loan scheme under the Self-Employment Scheme to support unreserved category individuals in starting small businesses.
Q: Who can apply?
A: Gujarat residents from the unreserved category aged 18–50 with an annual family income up to ₹6 lakhs.
Q: Can more than one person from a family apply?
A: No, only one family member can avail of the scheme.
Q: What kind of businesses are supported?
A: Small ventures such as grocery shops, bookstores, garment shops, medical stores, etc.
Q: Is there any preference for women?
A: Yes, women benefit from a reduced interest rate of 4% per annum.
Q: What is the maximum loan amount?
A: ₹10,00,000/- or actual expenditure, whichever is less.
Q: What should be done after getting in-principle approval?
A: Submit physical documents and proceed with loan processing and business setup.
Q: What happens if documents aren’t submitted in time?
A: The application may be rejected or delayed.
Q: How will applicants be informed about selection?
A: Via the registered mobile number and email, or through the portal.