Gujarat Milch Animal Purchase Scheme: 12% Interest Subsidy for FarmersScheme StatusScheme Status

The scheme was launched by the Dept. of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat. It enables eligible farmers/cattle breeders to purchase 1 to 20 milch animals (dairy animals like cows and buffaloes) as per their need and capacity to maintain. Beneficiaries obtaining a bank loan for setting up the unit in the FY 2023-24 are eligible for an interest subsidy of up to 12% on the loan amount for a period of five years. The scheme also promotes the use of good-quality organic manure that improves crop fertility, with dung used as fuel and surplus fodder being converted into value-added products such as milk and meat.

Benefits

• Purchase of 1 to 20 milch animals at a subsidized rate
• Interest subsidy up to a maximum of 12% on the unit cost of the animal or the bank loan, whichever is lower, for five years
• The subsidy is directly credited as a Direct Benefit Transfer (DBT) to the beneficiary’s loan account
• No cash assistance is provided; subsidy is provided as a credit on the loan

Note:
• The interest subvention is calculated on the actual interest paid, subject to a maximum of 12%
• The subsidy is available only if the beneficiary has obtained a loan in the current financial year 2023-24 through a nationalized bank or a RBI-approved financial institution

Eligibility

• Applicant must be a permanent resident of Gujarat
• Only one family member can be the beneficiary
• Available to all farmers of Gujarat
• Beneficiary must have obtained a loan for setting up the unit in FY 2023-24
• The land should be owned by a family member or beneficiary
• A certificate from the Animal Husbandry Authority is required for establishing the livestock unit

Application Process

Online
Step 01: Apply online at the I-Khedut Portal: https://ikhedut.gujarat.gov.in/iKhedutPublicScheme/Public/frm_Public_ANH2_SchemeApplicaiton.aspx
Step 02: Click on the “Apply New” button and submit a new application
Step 03: Use “Update Application” to add corrections if needed
Step 04: Click on “Upload Document” to upload all relevant documents
Step 05: Confirm the application within seven days from saving it online
Step 06: Sign and submit the application along with supporting documents to the office address mentioned on the application, or upload scanned copies post-confirmation
Step 07: Take a printout of the confirmed application

Notes:
• The application will be processed online only if the correct and sufficient documents are uploaded with the beneficiary’s signature/fingerprint
• In case of wrong/incomplete documents, the beneficiary must submit the remaining/correct documents to the concerned office within seven days
• Scanned copies in PDF format should not exceed 200 KB

Documents Required

Government-approved Photo ID: Aadhaar Card, Voter ID Card
Evidence for Land: (if applicable)
Disability Certificate: (only for disabled, if applicable)
Ration Card: (if applicable)
Bank Account Details
Beneficiary’s Undertaking/Consent Form
Loan Account Passbook/Bank Disbursement Certificate

Frequently Asked Questions (FAQs)

Q: What is the objective of the scheme?
A: To provide an interest subsidy to help establish milch animal farms by assisting farmers with purchasing 1 to 20 dairy animals.

Q: Which department has launched this scheme?
A: It is launched by the Dept. of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat.

Q: Who is eligible to get the benefits?
A: Permanent resident farmers of Gujarat who obtain a loan in FY 2023-24 through a nationalized bank or RBI-approved financial institution.

Q: What is the condition for availing the benefits?
A: The beneficiary must have obtained a bank loan in the current financial year for setting up the unit, and the land must be owned by a family member or beneficiary.

Q: What is the benefit of the scheme?
A: An interest subsidy of up to 12% on the unit cost of the animal or the loan amount, whichever is lower, for five years.

Q: How will the interest be calculated?
A: Interest is calculated on the actual interest paid, subject to a maximum of 12%, as fixed by the State Government.

Q: Should the land be in the name of the beneficiary?
A: Yes, the land should be owned by a family member or the beneficiary.

Q: How can a beneficiary apply under the scheme?
A: By applying online via the I-Khedut Portal and following the prescribed steps.

Q: In how many days must the application be confirmed online?
A: The application must be confirmed within seven days from the date of saving the online application.

Q: Is it mandatory to submit the application to the concerned office or upload it on the I-Khedut Portal?
A: Yes, it is mandatory to take a printout and submit the application along with supporting documents, or upload the scanned copy after confirmation.

Q: What should I do if wrong/incomplete documents have been uploaded?
A: Submit the remaining/correct documents to the concerned office within seven days of the initial application.

Sources and References

Official Website

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