Gujarat MSME Scheme 2020-2025: Up to ₹35 Lakh Subsidy for Manufacturing BusinessesScheme StatusScheme Status

The Scheme for Assistance to Micro, Small and Medium Enterprises (MSME) is an umbrella initiative by the Industries and Mines Department, Gujarat, designed to empower the MSME sector. It aims to boost the state’s economic growth by supporting MSMEs, fostering competition, generating jobs, and increasing global competitiveness. The scheme is effective from August 7, 2020, to August 6, 2025.
The “Assistance of Capital Investment Subsidy (Manufacturing Sector)” component provides financial support to MSMEs in the manufacturing sector to encourage capital investments in plant and machinery.

Scheme Key Highlights (Short Summary)

Launched by: Industries and Mines Department, Gujarat
Duration: August 7, 2020 – August 6, 2025
Maximum Subsidy: Up to ₹35,00,000 depending on the category
Eligibility: MSMEs in the manufacturing sector with significant investment
Types of Investments Eligible: Forward Integration, Backward Integration, Diversification, or Expansion

Benefits

Subsidy based on loan amount:

  • Category 1: 25% of the term loan amount up to ₹35,00,000

  • Category 2: 20% of the term loan amount up to ₹30,00,000

  • Category 3 & Municipal Corporation Areas: 10% of the term loan amount up to ₹15,00,000

  • Additional incentives for eligible FCI over ₹10,00,00,000
    Long-term support: Subsidy is provided after the unit commences production
    Incentive for Capital Investment: Helps in reducing the cost of machinery and plant investments

Eligibility

• The applicant must be a Micro/Small/Medium enterprise in the manufacturing sector
• The enterprise must have received term loan sanction from a recognized bank/financial institution (excluding NBFCs)
• The enterprise must apply within one year of loan disbursement or before starting commercial production
• The enterprise must remain operational for at least 7 years after subsidy approval
• The enterprise must comply with pollution control measures
• Only one type of investment (Forward Integration, Backward Integration, Diversification, or Expansion) is eligible for subsidy
Exclusion: Loans sanctioned by Non-Banking Financial Institutes (NBFCs) are not eligible for subsidies under this scheme

Exclusions

Loans from NBFCs will not be considered for the subsidy under this scheme
Entities formed by splitting or restructuring an existing business are ineligible
• Enterprises receiving subsidies from other state or central government schemes for the same investment are not eligible for the subsidy

Application Process

Online
Step 1: Visit the Investor Facilitation Portal (IFP) and click on “New Investor Registration”
Step 2: Complete the registration form and click “Submit”
Step 3: Verify your email through the verification link sent to your email
Step 4: After successful verification, you will be registered

Post-Registration Process
Step 1: Visit the IFP portal and click on “Login”
Step 2: Enter your registered email and password
Step 3: Fill in the required business details and upload the necessary documents
Step 4: Submit the application for subsidy

Documents Required

Printed copy of the application with a signed declaration and undertaking by an authorized person
Udyog Aadhaar / Udyam Registration acknowledgment
Term loan sanction letter
Term loan account statement or bank certificate of first disbursement
Constitution of the enterprise (Partnership deed, etc.)
DPR (Detailed Project Report) for projects up to ₹5 crores; for projects above ₹5 crores, a bank appraisal report
Shop & Establishment Certificate (for service sector enterprises in municipal corporations)
GST registration (if applicable)
PAN card of the enterprise
ITR for the last financial year showing plant and machinery value
Self-declaration for new enterprises (for the first time)
Caste certificate (if applicable)
Certificate for differently-abled persons (if applicable)
GPCB consent (if applicable)
Property documents (7/12 Utara, property card, lease deed, etc.)
Board resolution for signing authority
Annexure of the balance sheet showing gross fixed capital investment for the previous year
CA certificate for gross fixed capital investment before expansion/diversification

Frequently Asked Questions (FAQs)

Q: What is the “Scheme for Assistance to Micro, Small, and Medium Enterprises (MSME)”?
A: This scheme offers capital investment subsidies to MSMEs in the manufacturing sector to support their growth and increase competitiveness.

Q: What is the duration of the scheme?
A: The scheme is operational from August 7, 2020, to August 6, 2025.

Q: What is the objective of the component “Assistance of Capital Investment Subsidy”?
A: To provide financial support to MSMEs in the manufacturing sector, helping them invest in capital goods like plant and machinery.

Q: Who is eligible to apply for the subsidy?
A: Micro, Small, and Medium enterprises in the manufacturing sector with a term loan sanctioned by a recognized bank or financial institution.

Q: Can an enterprise apply for the subsidy after commencing production?
A: No, the application must be submitted within one year of loan disbursement or before starting commercial production.

Q: What happens if an enterprise does not remain operational for 7 years?
A: The subsidy will be canceled if the enterprise does not remain operational for the required period.

Q: Can an enterprise avail subsidies from both State and Central Governments?
A: No, enterprises can only avail benefits from one scheme for the same investment.

Q: Can an enterprise apply if the loan is taken from a Non-Banking Financial Institution (NBFC)?
A: No, the loan must be sanctioned by a recognized bank or financial institution (excluding NBFCs).

Q: Can an existing enterprise apply for the subsidy?
A: Yes, if the enterprise is undertaking expansion, diversification, or integration, it is eligible for the subsidy.

Q: What types of investments qualify for the subsidy?
A: Forward Integration, Backward Integration, Diversification, or Expansion investments are eligible.

Q: What environmental regulations must an enterprise comply with?
A: The enterprise must adhere to pollution control measures as mandated by relevant authorities.

Sources and References

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