The Saksham Scheme for Backward Classes is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. This scheme provides loans of up to ₹10,00,000 to young professionals for establishing various income-generating establishments such as doctors’ clinics, nursing homes, physiotherapy clinics, bio-medical labs, lawyers’ offices, engineering units, chemist shops, architect offices, and similar ventures.
Benefits
-
Loan Amount:
Eligible applicants can secure loans up to ₹10,00,000 for setting up their establishments. -
Targeted Establishments:
The scheme supports the creation of healthcare facilities, legal offices, technical units, and other professional setups aimed at generating employment and income.
Eligibility
-
Residency:
The applicant must be a permanent resident of Haryana. -
Age Limit:
Applicants must be between 18 and 35 years old. -
Caste Criterion:
The applicant should belong to the Backward Class category. -
Income Criteria:
The annual family income should not exceed ₹3,00,000 in both rural and urban areas. -
Professional Training:
Applicants should have received the necessary professional and academic training relevant to their proposed venture.
Application Process
Online Process via the Antyodaya-SARAL Portal:
-
Registration:
- Visit the official Antyodaya-SARAL Portal at https://saralharyana.gov.in/.
- If not already registered, click on “New User” under ‘Sign In Here’ and fill in the mandatory details (Name, Email ID, Mobile Number, Password, and State).
- Click on ‘Submit’ and verify your mobile number and email via OTP to complete the registration.
-
Login and Application:
- Log in using your registered email ID, password, and captcha.
- Click on “Apply for Services” and then “View all Available Services.”
- Search for the Saksham Scheme and click on it to open the application form.
- Enter your Parivar Pehchan Patra (Family ID) and fetch family data.
- Select the beneficiary/applicant name, verify through OTP, fill in all mandatory details, and upload the required documents.
- Preview and submit the application.
-
Tracking:
Applicants can track their application status on the portal by entering the Department Name, Scheme Name, and Application Reference ID.
Documents Required
- Identity/Citizenship Proof:
- Aadhaar Card
- Age Proof:
- Aadhaar Card (or any other acceptable document)
- Resident/Address Proof:
- Ration Card or Haryana Domicile Certificate
- Caste/Religion Proof:
- Caste Certificate for reserved category
- Photograph:
- Recent photo of the applicant
- Bank Account Details:
- Relevant bank account information
- Additional Documents:
- Any other documents as required by the scheme guidelines
Frequently Asked Questions
-
What is the maximum loan amount provided under the scheme?
Loans are available up to ₹10,00,000. -
What types of establishments can be set up under the scheme?
The scheme supports setting up doctors’ clinics, nursing homes, physiotherapy clinics, bio-medical labs, lawyers’ offices, engineering units, chemist shops, architect offices, etc. -
What is the age limit for applicants?
Applicants must be between 18 and 35 years old. -
What is the income criterion for eligibility?
The annual family income should not exceed ₹3,00,000 in both rural and urban areas. -
How can applicants apply for the scheme?
Applications are submitted online via the Antyodaya-SARAL Portal. -
How can applicants track their application status?
The application status can be tracked on the portal using the Department Name, Scheme Name, and Application Reference ID. -
Is there any training required to apply for the Saksham Scheme?
Applicants must have the necessary professional and academic training relevant to their proposed venture. -
Can applicants from outside Haryana apply?
No, only permanent residents of Haryana are eligible.