Rehabilitation Scheme for PoK and Chhamb Displaced Families: ₹5.5 Lakh Financial Aid

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This relief and rehabilitation scheme, initiated by the Ministry of Home Affairs, provides central assistance to displaced families from Pakistan-occupied Jammu & Kashmir (PoK) and Chhamb. The scheme aims to compensate and rehabilitate these families who were displaced during the wars and hostilities in 1947, 1965, and 1971.

The scheme benefits 36,384 families, including:

  • Families displaced from PoK in 1947
  • Families displaced from Chhamb in 1965 and 1971 (both camp and non-camp residents)

Benefits of the Scheme

  1. One-Time Full Settlement
    • A total assistance package of ₹2,000 crore has been allocated for the rehabilitation of 36,384 displaced families.
    • Each family will receive ₹5,50,000 as financial aid:
      • Central Share: ₹5,49,692 per family (disbursed via Direct Benefit Transfer – DBT).
      • State Share: ₹308 per family (disbursed via DBT by the Jammu & Kashmir Government).
  2. Supplementary Financial Assistance
    • Families can use the financial assistance for activities such as:
      • Starting small businesses
      • Scientific farming or livestock rearing
      • Land-based income-generating activities
  3. Investment Opportunities
    • Beneficiaries can choose to invest the assistance amount in annuity schemes to ensure a steady and assured monthly income.

Eligibility Criteria

  1. Displacement History:
    • Claimants must belong to one of the following categories:
      • Families displaced from PoK in 1947.
      • Families displaced from Chhamb in 1965 and 1971 (camp or non-camp residents).
  2. Residency and Documents:
    • The head of the displaced family or their successor/heir must reside within Jammu & Kashmir.
    • The family must possess valid documents proving their eligibility.

Application Process

The application process is offline:

  1. Document Verification
    • The Government of Jammu & Kashmir will verify documents submitted by claimants.
  2. Submission
    • Eligible beneficiaries must submit their application, along with verified documents, to the relevant authorities.
    • The application must include:
      • Aadhaar card details
      • Proof of displacement (from PoK or Chhamb)
      • Aadhaar-seeded bank account details
  3. Approval and Disbursement
    • Verified applications will be recommended by the State Government to the Ministry of Home Affairs (MHA).
    • Financial assistance will be transferred directly to the beneficiary’s bank account through DBT.

Documents Required

  1. Aadhaar Card
  2. Proof of Displacement:
    • Documents confirming residency in PoK or Chhamb during the period of displacement.
  3. Bank Account Details:
    • Aadhaar-seeded bank account for financial transactions.

Frequently Asked Questions (FAQs)

1. Will the financial assistance be provided annually?

  • No, this is a one-time settlement scheme.

2. Can I invest the financial assistance in an annuity scheme?

  • Yes, the assistance amount can be invested in annuity schemes for assured monthly income.

3. What is the total amount a displaced family will receive under this scheme?

  • A displaced family will receive ₹5,50,000 (₹5,49,692 from the Central Government and ₹308 from the State Government).

4. What is the mode of payment?

  • All payments will be made through Direct Benefit Transfer (DBT) to the beneficiary’s bank account.

5. Can I opt to receive the assistance in cash?

  • No, the amount is transferred electronically via DBT.

6. Is the assistance based on the number of family members?

  • No, the amount is fixed at ₹5,50,000 per family, regardless of the number of members.

7. How are families identified for this scheme?

  • Beneficiaries are identified based on credible and verifiable documents proving their displacement and eligibility.

8. Is there a deadline for this scheme?

  • Beneficiaries are advised to check with local authorities for deadlines and ensure timely application.

9. My family was displaced from Ladakh. Are we eligible?

  • This scheme specifically targets families displaced from PoK and Chhamb; Ladakh displacements are not covered.

10. I adopted a child after displacement. Will they be considered a part of my family?

  • Yes, adopted children may be considered family members, provided all documentation is in order.

Sources and References

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