J&K Building Worker Death Benefit: ₹2 Lakh for Family or Nominee of Deceased WorkerScheme StatusScheme Status

Launched on 1st January 2018 by the Building and Other Construction Workers Welfare Board under the Labour Department of Jammu & Kashmir, this scheme provides financial assistance in the event of the natural death of a registered construction worker. The scheme ensures that the nominee or dependents of the deceased worker receive a one-time grant to help them cope with the financial hardships following the loss.

Benefits

  • Financial Assistance:
    A lump sum amount of ₹2,00,000 is provided to the nominee or dependents of the deceased construction worker.

Eligibility

  • The applicant must be a nominee or dependent of a registered construction worker who has died due to natural causes.

Application Process

Online:

  1. Visit the Official Website:
    Go to the official website of the Jammu & Kashmir Building and Other Construction Workers Welfare Board.
  2. Login:
    Click on “Login,” enter your details, and sign in to your account.
  3. Apply for the Scheme:
    • Click on “Scheme Registration” and select “Apply for Scheme.”
    • Choose the “Registered Construction Worker in Case of His/Her Natural Death” scheme.
    • Enter all required information and upload the necessary documents.
  4. Submit:
    Click on “Submit Application” to complete the process.
  5. Track Application Status:
    You can track your application status online; updates will be sent to your registered mobile number.

Offline:

  • Applicants can also submit their applications offline. Visit the designated office of the Board and submit the duly filled application form along with the required documents.

Documents Required

  • Original Death Certificate of the deceased worker.
  • Attested Age Proof of the deceased worker.
  • Duly Attested Photocopy of Bank Passbook of the nominee/legal heir, or a cancelled cheque with the nominee’s name and the bank branch IFSC code.
  • Photocopy of Aadhaar Card or Biometric Card of the deceased.
  • Photocopy of Aadhaar Card or Biometric Card of the nominee/claimant.

Frequently Asked Questions

  1. What is the “Registered Construction Worker in Case of His/Her Natural Death” scheme?
    It is a welfare scheme providing a one-time grant of ₹2,00,000 to the nominee or dependents of a registered construction worker who dies of natural causes.
  2. Who is eligible to apply for this scheme?
    Only the nominee or dependents of a registered construction worker who has died naturally are eligible.
  3. What is the financial assistance provided under this scheme?
    A lump sum amount of ₹2,00,000 is provided.
  4. How can I register as a Building/Construction Worker?
    Registration details are available on the JKBOCWWB official website. Only registered workers are covered by this scheme.
  5. Is there an age limit to register as a construction worker?
    Yes, the registration typically requires workers to be between 18 and 60 years old.
  6. How often should the registration be renewed?
    Registration must be maintained as per the guidelines of the JKBOCWWB; specific renewal frequency is provided during registration.
  7. Can a non-registered construction worker avail the benefits of this scheme?
    No, only registered construction workers are eligible, and only their nominees or dependents can claim the benefit in case of natural death.
  8. Is the nominee required to submit the original documents?
    Original documents such as the death certificate are required for verification; photocopies must be attested as per the guidelines.
  9. What happens if the deceased worker did not have a bank account?
    Provisions for such cases will be handled as per the Board’s guidelines; it is advisable to contact the Board for specific instructions.

Sources and References

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