Apply for Delhi Construction Workers Housing Loan – Eligibility & ProcessScheme StatusScheme Status

The “Purchase/Construction of House for the Construction Workers” scheme is a welfare initiative by the Delhi Building and Other Construction Workers Welfare Board under the Labour Department, Delhi. This scheme provides registered construction workers with an advance amount for purchasing or constructing a house. The sanctioned advance ranges between ₹3,00,000/- and ₹5,00,000/-, which is later recovered in equal instalments. The house constructed under this scheme will be hypothecated to the Board until the entire advance is repaid.

Benefits

  • Advance Amount:
    • Workers with at least 10 years remaining until they turn 60 are eligible for an advance of ₹3,00,000/-.
    • Workers with at least 15 years remaining until they turn 60 are eligible for an advance of ₹5,00,000/-.
  • Repayment:
    The advance amount is recovered in equal instalments as determined by the Board.

Eligibility

For Registration

  • Must be a resident of Delhi.
  • Must be a Building/Construction Worker.
  • Age should be between 18 and 60 years.
  • Must have worked for at least 90 days in a given year as per the Board’s records.

For Application

  • The applicant should have a minimum of 10 to 15 years of service remaining until superannuation (i.e., reaching 60 years).
  • The applicant must have been registered with the Board for at least three years.

Application Process

Online Process

  1. Registration:

    • Visit the DBoCWWB website and click “Register Now”.
    • Enter mandatory details (Aadhaar Card Number, Name as on Aadhaar, Mobile Number, Date of Birth, Gender, etc.) and create a password.
    • Complete your registration by filling in additional personal details (e.g., Parent’s Name, uploading a photograph, a short video, etc.) and providing work-related information (e.g., previous/current employer details, proof of 90 days of employment).
    • Add your family members and bank account details.
    • Verify all information via the “Affidavit of the Applicant” and pay an online registration fee of ₹25/- using Debit Card/Internet Banking/UPI.
    • Enter the OTP received on your registered mobile number and note your Application Number. Download the acknowledgement receipt.
  2. Application:

    • Log in to the DBoCWWB website and click “Apply for Scheme”.
    • Log in using your Aadhaar Number/Registration Card/OTP.
    • Apply for the “Ex-gratia payment” scheme.
  3. Track Your Application:

    • Visit the homepage regularly and click on “Track Your Application” to check the status.

Helpline Numbers:

  • General Queries (24×1): 011-41236600
  • DBoCWWB Department (Office Hours: 9:30 AM – 6:00 PM): 011-23813846

Documents Required

For the Purchase of a House

  • Encumbrance certificate covering 14 years.
  • Land Tax receipt.
  • Ownership proof of the building/land.
  • Title Clearance certificate.
  • Sale Agreement.
  • Undertaking (in affidavit) confirming the commitment to repay the advance in equal instalments as fixed by the Board.
  • Undertaking (in affidavit) by Surety(s).

For Construction of a House

  • Approved Plan and Estimate for the construction.
  • Undertaking (in affidavit) for repaying the advance in equal instalments as fixed by the Board.

Frequently Asked Questions

  • Which Department administers this scheme?
    The scheme is administered by the Delhi Building and Other Construction Workers Welfare Board under the Labour Department, Delhi.

  • Where can I find the registration URL for this scheme?
    Registration is available on the official DBoCWWB website.

  • Is self-attestation required for the application documents?
    Yes, documents must be self-attested as per the guidelines.

  • How can a worker update their registered mobile number?
    Updates can be made on the online portal; please refer to the user manual for instructions.

  • What is a Construction Certificate/Labour Card?
    These are documents verifying employment and eligibility under the Building and Other Construction Workers Act in Delhi.

  • Are construction workers from other states eligible?
    Only residents of Delhi are eligible.

  • Can multiple family members register if they are all construction workers?
    Each worker must register individually as per the Board’s guidelines.

  • What is the minimum service duration required for registration?
    Workers should have completed at least 90 days of service in a given year.

  • What are the fees for registration/renewal?
    The registration fee is ₹25/-; additional details are available on the official website.

  • How can one track the status of their application?
    Application status can be tracked online via the DBoCWWB website.

Sources and References

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top