The Pension Scheme by the Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB), under the Department of Labour, Karnataka, provides financial security to registered construction workers who have reached 60 years of age. Eligible workers receive a monthly pension, subject to having been beneficiaries of the Board for at least 3 consecutive years, and must not be availing of similar benefits from any other government scheme.
Benefits
- Monthly Pension:
- Eligible senior workers receive up to ₹3,000/- per month.
- Disbursement:
- Pension amounts are directly deposited into the beneficiary’s bank account.
Eligibility Criteria
For Registration as a Building/Construction Worker:
- Residency:
- Must be a resident of Karnataka.
- Employment:
- Must be an unorganised building or construction worker.
- Age Requirement (Registration):
- Registration is available to workers aged 18 to 60 years.
- Service Requirement:
- Must have engaged in building and construction work for at least 90 days in a given year.
- Income & Exclusivity:
- Monthly income should be ₹15,000/- or below.
- Must not be a member of any other Welfare Fund or be covered under EPF, NPS, ESIC, or be an income tax payer.
For Application under the Pension Scheme:
- Registered Beneficiary:
- Must be a registered construction worker under KBOCWWB.
- Age:
- The worker must have reached 60 years.
- Membership Duration:
- Must have been a beneficiary of the Board for at least 3 consecutive years before turning 60.
- Exclusivity:
- Must not be receiving pension benefits from any other government scheme.
Application Process
Registration as a Building/Construction Worker (Online):
- Visit the Official Website:
- Go to the KBOCWWB website and click on “Register”.
- New Registration:
- Select “Register as New Construction Worker”, enter your Aadhaar-registered mobile number, and verify with OTP.
- Fill in Details:
- Complete the registration form from the dashboard, upload required documents, and click “Final Submit”.
Pension Scheme Application (Online):
- Login:
- Log in on the KBOCWWB portal using your registered mobile number and OTP.
- Access Schemes:
- From the dashboard, click on “Schemes” (accessible after registration approval).
- Select Pension Scheme:
- Choose the Pension Scheme, fill in all mandatory details, upload the necessary documents, review, check the declaration box, and click “Submit”.
- Timeline:
- Applications for pension benefits must be submitted as per the prescribed timelines.
Renewal Process:
- Renewal:
- Every construction worker must renew their registration every 3 years. A 1-year grace period is provided; after that, registration becomes invalid.
- Online Renewal:
- Log in, click on “Renewal”, fill in required details, upload documents, review, and submit.
Documents Required
For Registration as a Building/Construction Worker:
- Employment Certificate/90 Days Work Certificate:
- (Form V(A)/V(B)/V(C)/V(D)).
- Aadhaar Card:
- Self-attested copy.
- Age Proof:
- Voter ID Card or Aadhaar Card.
- Optional:
- Ration Card.
- Bank Account Details:
- Including bank branch, account number, IFSC/RTGS code.
- Dependent Details.
- Employer’s Certificate (Form No. 28):
- Certifying at least 90 days of work in the last 12 months.
- Nomination Form (Form No. 27).
For the Pension Scheme Application:
- Original Identity Card Issued by the Board.
- Employer Certificate.
- Living Certificate:
- Must be submitted every year (Aadhaar-based online life certificate via Jeevan Pramaan is acceptable).
- Bank Passbook/Cancelled Cheque:
- To verify bank account details.
For Renewal:
- Employment Certificate/90 Days Work Certificate:
- As per the registration requirements.
Frequently Asked Questions (FAQs)
-
Who can register as a beneficiary under the KBOCWWB of Karnataka?
- Unorganised building and construction workers residing in Karnataka who meet the eligibility criteria.
-
Is there a minimum service requirement for registration?
- Yes, the worker must have engaged in construction work for at least 90 days in a given year.
-
Who can apply for the pension scheme?
- Registered construction workers who have reached 60 years of age and have been beneficiaries for at least 3 consecutive years before turning 60.
-
How much pension is provided under this scheme?
- Eligible beneficiaries receive a monthly pension of up to ₹3,000/-.
-
Can a beneficiary receive this pension if they are already getting a pension from another government scheme?
- No, the worker must not be availing similar pension benefits from any other government scheme.
-
How often must registration be renewed?
- Registration must be renewed every 3 years, with a 1-year grace period available.
-
What happens if a worker doesn’t renew their registration within the prescribed period?
- The registration becomes invalid if not renewed within the 3-year period plus the grace period.
-
What should legal dependents or heirs do if a pensioner passes away?
- They must notify the Board promptly with the required documents (such as the death certificate) to update records and process any subsequent benefits.
-
Why is it important to inform the Board about the death of a pensioner?
- To prevent continued disbursement of pension funds and to facilitate the processing of any required legal formalities regarding the pensioner’s estate.
-
What documents are required to notify the Board about the death of a pensioner?
- A death certificate, along with identification documents of the pensioner and relevant family proofs.
Helpdesk & Important Links
- Helpdesk Contact:
- Karnataka Building And Other Construction Workers Welfare Board
- Address: Karmika Bhavan, Dairy Circle, Bannerghatta Road, Bangalore-29
- Phone: 080-29753078
- E-mail: [email protected]
- Karnataka Building And Other Construction Workers Welfare Board