The Nijashree Housing Scheme is a visionary project by the Government of West Bengal to provide affordable housing to families belonging to the Lower Income Group (LIG) and Middle Income Group (MIG). The scheme addresses the growing demand for housing and ensures equitable access to homeownership for economically disadvantaged groups.
Key Features of the Scheme
- Types of Housing:
- 1BHK Flats for LIG: Minimum built-up area of 35.15 square meters (378 sq. ft.).
- 2BHK Flats for MIG: Minimum built-up area of 50.96 square meters (559 sq. ft.).
- Construction Details:
- Housing units are built in G+3 structures on government, local body, or parastatal lands.
- Land cost is excluded, offering a subsidy to beneficiaries.
- Off-site infrastructure costs (roads, drainage, electrification) are also excluded.
- Cost Determination:
- Based on construction costs for superstructure, substructure, and internal infrastructure.
- Allotment:
- Transparent lottery system for allotment at the district level.
- Credit-linked subsidies facilitated under the existing housing schemes.
- Refund for Unsuccessful Applicants:
- Application fees refunded within 30 days for unsuccessful candidates.
Eligibility Criteria
- Income Requirements:
- LIG: Monthly family income ≤ ₹15,000.
- MIG: Monthly family income ≤ ₹30,000.
- Ownership Conditions:
- The applicant or family must not own a pucca house or flat in West Bengal.
- Residence:
- The applicant must reside in the district where the project is implemented.
- Restrictions:
- Only one flat application is allowed per family.
- Joint applications allowed with immediate family members (spouse or dependent parent).
Application Process
- Obtain Forms:
- Download sample forms and brochures from the official website:
Nijashree Housing Scheme Application. - Original forms are available at specified banks.
- Download sample forms and brochures from the official website:
- Submit Application:
- Fill out the form and attach necessary documents.
- Submit to the bank branch from where the form was obtained, along with application fees:
- ₹2,500 for 1BHK.
- ₹25,000 for 2BHK.
- Fees and Refund:
- Fees adjusted with unit cost for successful applicants.
- Full refund for unsuccessful applicants within 30 days.
Documents Required
- Passport-sized photograph.
- Original income certificate (issued by SDO/BDO or employer).
- Original affidavit/declaration.
- Copies of voter ID, ration card, PAN card, and Aadhaar card.
- Address proof (e.g., electricity bill, bank passbook).
- Bank details.
Important Notes
- Immature Projects: If 80% of flats in a project are not booked, the project will be canceled, and fees refunded.
- Delayed Payment: Interest of 8% per annum on delayed installments.
- Cancellation: Allotment canceled for payments delayed by more than six months.
- Surrender Policy: Refund with 5% deduction for cancellations after initial installments.
- Project Delays: Housing Department will compensate with 8% annual interest on the deposited amount.
Frequently Asked Questions (FAQs)
- What is the aim of the Nijashree Housing Scheme?
- To provide affordable housing for LIG and MIG families in West Bengal.
- How are flats allotted?
- Through a transparent lottery system at the district level.
- What are the income limits for eligibility?
- LIG: Monthly income ≤ ₹15,000; MIG: Monthly income ≤ ₹30,000.
- Can families with existing houses apply?
- No, the applicant or their family must not own a pucca house in the state.
- Where can I get the application form?
- Forms are available on the official website and at designated bank branches.
- Can one family apply for more than one flat?
- No, only one flat application is allowed per family.
- What is the application fee?
- ₹2,500 for LIG (1BHK) and ₹25,000 for MIG (2BHK).
Contact Information
For further details, visit the official website: wbhousing.gov.in. For assistance, contact the District Magistrate or Sub-Divisional Office in your area.
The Nijashree Housing Scheme is a commendable step by the West Bengal government to provide affordable housing solutions and enhance living standards for economically weaker sections.