Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana: ₹5 Lakh Loan and SubsidyScheme StatusScheme Status

The Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana is a welfare scheme launched by the Department of Social Justice and Empowerment, Government of Rajasthan. It provides specially-abled individuals with financial assistance to help them become self-reliant through self-employment. Eligible beneficiaries can receive up to ₹5,00,000/- as a loan along with a subsidy of 50% of the loan amount or ₹50,000/-, whichever is less.

This initiative supports a wide range of business activities, including tailoring, auto repair, mobile repair, computer centers, grocery shops, dairy work, poultry farming, beauty parlors, handicrafts, and more.

Scheme Key Highlights (Short Summary)

• Loan up to ₹5,00,000/- for self-employment
• 50% subsidy or ₹50,000/- max
• Minimum 40% disability required
• Annual family income limit: ₹2,00,000/-
• Age limit: 18 to 55 years
• More than 50+ eligible self-employment activities

Benefits

Loan Amount: Up to ₹5,00,000/- for starting a business
Subsidy: 50% of the loan amount or ₹50,000/-, whichever is lower
One-time Financial Support

Eligibility

• Must be a resident of Rajasthan
• Must be a person with at least 40% disability as per the Persons with Disabilities Act, 1995
• Age between 18 to 55 years
Annual family income must not exceed ₹2,00,000/-
• Should not have availed benefits under other self-employment schemes like Kiyosk Yojana
• No overdue loans from banks or government institutions
• Must hold a valid disability certificate and bank passbook

Application Process

Offline

Step-by-Step Process:
Step 1: Visit the District Social Justice and Empowerment Office or download the application form from the official website
Step 2: Fill in the form and attach self-attested copies of required documents
Step 3: Submit the application and obtain an acknowledgment receipt
Step 4: Application is verified within 1 month by the District Officer
Step 5: Upon approval, the case is forwarded to the concerned bank for processing the loan
Step 6: Post loan approval, subsidy grant is sanctioned and the applicant is notified

Documents Required

• Passport-size Photo
• Proof of Age
• Disability Certificate (40% or more)
• Training Certificate (if applicable)
• Self-declaration of Income
• Domicile Certificate
• Caste Certificate (if applicable)
• Income Certificate
• Affidavit on ₹10 Non-Judicial Stamp Paper
• Bank Account Details/Passbook
• Any other documents as required by the authority

Frequently Asked Questions (FAQs)

Q: Who is eligible for the Scheme?
A: Rajasthan residents with a minimum 40% disability, aged 18–55 years, and with annual family income ≤ ₹2,00,000/-.

Q: What is the maximum loan amount provided under this scheme?
A: ₹5,00,000/-

Q: Can I apply if I have taken a loan under another self-employment scheme?
A: No, you are ineligible if you’ve availed benefits under schemes like Kiyosk Yojana.

Q: How long does it take for approval?
A: The District Officer verifies applications within 1 month.

Q: Where can I submit my application?
A: At the District Social Justice and Empowerment Office.

Q: Can I apply if I have an overdue loan with a bank?
A: No, applicants with overdue loans are not eligible.

Q: Can I apply online for this scheme?
A: Currently, the application process is offline only.

Q: Whom can I contact for more information?
A: District Social Welfare Officer or visit the Social Justice Department’s website.

Q: How much subsidy is provided?
A: 50% of the loan amount or ₹50,000/-, whichever is less.

Q: What documents are required for application?
A: Identity proof, disability certificate, income proof, bank details, training certificate (if any), and others as specified.

Sources and References

• Guidelines

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