The “Mukhyamantri Mahila Udyami Yojana” is a vital component of the larger “Mukhyamantri Udyami Yojana” launched by the Department of Industries, Bihar. It aims to foster entrepreneurship and self-employment among women, including transgender individuals, thereby driving economic growth and empowerment within the state. By providing significant financial assistance and mandatory skill development training, the scheme is designed to enable women to establish and operate successful business ventures.
Objectives
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Empowerment Through Financial Support:
Provide up to ₹10,00,000/- in financial assistance to eligible female applicants, with a unique structure that includes both a non-repayable grant and an interest-free loan. -
Skill Development:
Enhance entrepreneurial capabilities by mandating training sessions for all beneficiaries.
Benefits
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Financial Assistance:
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Total Assistance: Up to ₹10,00,000/-
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Grant Component: 50% (up to ₹5,00,000/-) as a non-repayable grant
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Loan Component: 50% (up to ₹5,00,000/-) as an interest-free loan, with a nominal 1% interest rate under specific sub-schemes
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Skill Development:
Mandatory training sessions to boost entrepreneurial skills and ensure sustainable business practices.
Eligibility Criteria
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Residency:
The applicant must be a permanent resident of Bihar. -
Gender and Community:
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The applicant must be female.
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Benefits are also extended to transgender individuals.
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Educational Qualification:
The applicant should have passed at least 10+2, Intermediate, ITI, Polytechnic Diploma, or an equivalent qualification. -
Age Limit:
Applicants must be between 18 and 50 years of age. -
Business Structure:
The business unit must be established as a proprietorship or a partnership firm.
Application Process
The entire process is conducted online. Below are the two main stages of the application:
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Registration Process:
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Visit the official website and click on “Registration/Log in”.
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Select “Mukhyamantri Udyami Yojana” (MMUY).
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Enter your Aadhaar number and create a desired password.
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Click on “Login” and fill in the registration form with the required details.
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Submit the form to finalize registration.
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Application Process:
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Log in to the portal using your Aadhaar number and password.
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The application form will appear on your dashboard. Fill it out accurately.
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Upload all required documents as specified in the instructions.
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Review the application for accuracy.
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Click on “Submit” to complete the process.
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Download and print the acknowledgment receipt for future reference.
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Required Documents
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Matriculation certificate (with date of birth mentioned)
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Intermediate or equivalent passing certificate
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Caste certificate
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Permanent residence certificate
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Disability certificate (if applicable)
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Recent photograph of the applicant
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Signature of the applicant
Frequently Asked Questions (FAQs)
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What is the “Mukhyamantri Mahila Udyami Yojana”?
It is a component of the Mukhyamantri Udyami Yojana aimed at promoting entrepreneurship and self-employment among women in Bihar. -
What is the main objective of this scheme?
The scheme is designed to empower women by providing financial assistance and skill development training to help them establish and operate business ventures. -
Who is eligible to apply for this scheme?
Eligible applicants must be permanent residents of Bihar, female (benefits also extend to transgender individuals), and meet the specified educational and age criteria. -
What educational qualifications are required for the scheme?
Applicants should have completed at least 10+2, Intermediate, ITI, Polytechnic Diploma, or an equivalent qualification. -
What type of businesses are eligible under this scheme?
The scheme supports proprietorship and partnership business structures. -
What financial assistance is provided under the scheme?
Up to ₹10,00,000/- is offered, split equally between a non-repayable grant (up to ₹5,00,000/-) and an interest-free loan (up to ₹5,00,000/-) with a nominal interest rate of 1% under certain sub-schemes. -
Is there any interest charged on the loan component?
The loan is primarily interest-free, with a nominal 1% interest rate applicable under specific conditions. -
Does the scheme include training programs?
Yes, mandatory training sessions are provided to help enhance entrepreneurial skills. -
Can transgender individuals apply for this scheme?
Yes, the scheme extends its benefits to the transgender community. -
Is there any age limit for applicants?
Applicants must be between 18 and 50 years of age. -
How is the financial assistance disbursed?
The financial assistance is divided into two parts: 50% as a non-repayable grant and 50% as an interest-free loan (with nominal interest under certain sub-schemes). -
What documents are required to apply for this scheme?
Required documents include the matriculation certificate, intermediate or equivalent certificate, caste certificate, permanent residence certificate, disability certificate (if applicable), along with the applicant’s photograph and signature. -
What happens after the application is approved?
Once the application is approved, the applicant receives further instructions regarding the disbursement of financial assistance and the commencement of mandatory training programs.