Mukhyamantri Gramin Awas Yojana, launched by the Rural Development Department, Bihar, provides financial assistance for reconstructing houses of families belonging to Scheduled Castes (SC), Scheduled Tribes (ST), and Extremely Backward Classes (EBC). It focuses on households that benefited from cluster housing schemes built before January 1996, which are now in dilapidated condition and are ineligible for the Pradhan Mantri Awas Yojana (PMAY) due to prior benefits.
Benefits
- Financial Assistance: ₹1,20,000/-
- Disbursed in three installments of ₹40,000/- each.
- Funds are transferred directly to the beneficiary’s account via Direct Benefit Transfer (DBT).
Eligibility Criteria
- Residential Status:
- The applicant must belong to a rural area of Bihar.
- Category:
- Scheduled Castes (SC).
- Scheduled Tribes (ST).
- Extremely Backward Classes (EBC).
- House Condition:
- The applicant’s house must be part of a cluster housing scheme built under government programs before January 1996.
- The house must be in a dilapidated condition.
- Exclusions:
- Beneficiaries of the Pradhan Mantri Awas Yojana (PMAY) are not eligible.
Application Process
Offline Steps
- Visit the BDO Office:
- Applicants must visit the Block Development Officer (BDO) office in their area.
- Collect the Application Form:
- Obtain the Mukhyamantri Gramin Awas Yojana application form from the office.
- Fill and Submit:
- Fill out the form accurately and attach all the required documents.
- Submit the completed form at the BDO office and request an acknowledgment receipt.
- Verification and Approval:
- Field officers will inspect the condition of the existing house.
- Upon successful verification, the application will be approved, and the financial assistance will be sanctioned.
Documents Required
- Aadhaar Card of the applicant.
- Caste Certificate (for SC/ST/EBC).
- Bank Account Details (for DBT).
- Proof of Ownership of the damaged/broken house (if applicable).
- Recent Passport-Sized Photograph.
- Address Proof.
Frequently Asked Questions (FAQs)
- What is the purpose of the Mukhyamantri Gramin Awas Yojana?
- To provide financial assistance for reconstructing houses of SC/ST/EBC families in rural Bihar whose houses built under pre-1996 cluster housing schemes are now uninhabitable.
- Who can apply for this scheme?
- SC, ST, and EBC families residing in rural areas of Bihar with dilapidated houses under pre-1996 cluster housing schemes.
- How much financial assistance is provided?
- ₹1,20,000/-, disbursed in three installments of ₹40,000 each.
- How are funds disbursed?
- Through Direct Benefit Transfer (DBT) to the beneficiary’s bank account.
- What documents are required for the application?
- Aadhaar Card, caste certificate, bank details, proof of house ownership, and address proof.
- Can PMAY beneficiaries apply for this scheme?
- No, beneficiaries of PMAY are ineligible.
- Is there a fee for applying?
- No, the application process is free.
- Can the application be rejected?
- Yes, applications can be rejected if eligibility criteria are not met or if documents are incomplete.
- Are widows or single mothers eligible?
- Yes, if they meet the eligibility criteria.
- Is this scheme applicable in urban areas?
- No, it is exclusive to rural areas.
- What is the eligibility period for cluster housing under this scheme?
- Houses built under cluster housing schemes before January 1996.
Sources and References
For more details, visit the Rural Development Department, Bihar or contact the Block Development Officer (BDO) in your area.