The Mukhyamantri Amrutum (MA) Yojana, launched by the Government of Gujarat, aims to protect Below Poverty Line (BPL) families from incurring catastrophic health costs. By offering cashless, quality medical and surgical care, the scheme ensures families do not slip further into poverty due to high healthcare expenses.
Key Benefits
- Insurance Coverage
- Up to ₹5,00,000 per BPL family annually
- Coverage for hospitalization, surgeries, and therapies in empanelled hospitals.
- Broad Medical Procedures
- Eye surgeries, ENT treatments, kidney transplants, cancer treatments, accident-related critical treatments, cardiac surgeries, and joint replacements.
- Covered Surgeries
- Cardiovascular (153 packages)
- Neurosurgery (49 packages)
- Burns (12 packages)
- Poly Trauma (8 packages, if not covered by motor vehicle insurance)
- Cancer (surgical oncology, chemotherapy, radiation, 210 packages)
- Renal/Kidney (21 packages)
- Neonatal conditions (23 packages)
Eligibility
- BPL Families: Those listed in the BPL list by the Gujarat state government.
- MA Vatsalya Yojana (Marginally Above Poverty Line):
- Families with annual income ≤ ₹4,00,000
- ASHA workers, accredited reporters, Class-3 & Class-4 state government employees on fixed payroll
- Senior citizens with families up to ₹6,00,000 annual income
- Enrollment: All family members must be present during enrollment.
Application Process (Offline)
- Locate a Registration Center:
- Civil hospitals, taluka-level centers, Community Service Centers (CSC), e-Gram centers, UTI-ITSL and nCode Agency centers.
- Provide Required Documents:
- Income certificate, government-issued ID (Aadhaar or Voter ID), proof of residence (ration card/utility bills), and relevant documentation for special categories (widows, orphans, etc.).
Documents Required
- Proof of Income (income certificate)
- Government-issued ID Proof (Aadhaar card, voter ID)
- Proof of Residence (ration card, electricity/water bills)
- Relevant documents for widows, orphans, etc.
Frequently Asked Questions (FAQs)
- How many members of a family are covered under this scheme?
All members listed as part of the BPL or MA Vatsalya family are covered under the ₹5 lakh annual limit. - Who is eligible under the MA Yojana scheme?
Families on the BPL list and certain categories with annual income thresholds (up to ₹4 lakh or ₹6 lakh for seniors), as determined by the state government. - What documents do the beneficiaries need at enrollment?
Income certificate, ID proof, address proof, and specific supportive documents based on category. - How much coverage does the MA Yojana scheme provide?
₹5,00,000 per family per year on a family floater basis. - Which surgeries are covered under this scheme?
Cardiovascular, neurosurgery, burns, poly trauma, cancer, renal/kidney, and neonatal diseases. - What is the application process?
Visit the nearest registration center (civil hospital, CSC, e-Gram, etc.) with required documents. After verification, you receive MA cards for cashless treatment at empanelled hospitals.
- Sources and References