The Mahila Samridhi Yojana is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the National Safai Karamcharis Finance & Development Corporation (NSKFDC). The scheme offers financial support to female Safai Karamcharis or their dependent daughters to start self-employment ventures for economic upliftment. The scheme provides concessional loans with additional margin money and subsidy support.
Benefits
• Loan of up to ₹1,00,000/- per unit for self-employment activities
• Margin money contribution by HSFDC: 10% of the project cost
• Subsidy: 50% of project cost (maximum ₹10,000/-) — applicable only for BPL beneficiaries
• Interest Rate: 4% per annum
• Penal Interest: 4% p.a. after 30 days of due date
• Repayment: Begins 120 days from disbursement, repayable in installments
Eligibility
• Must be a female resident of Haryana
• Age between 18 to 55 years
• Must be a Safai Karamchari or a dependent daughter of one
• No income limit
• Must provide a certificate of being a Safai Karamchari or dependent, issued by designated authorities such as Gazetted Officers, Municipal Members, or Panchayat Heads
Application Process
Option 1: Through HSFDC Official Website
Step 1: Visit the HSFDC website and select the scheme under ‘NSKFDC Assisted Scheme’
Step 2: Click Apply for Loan and register by entering your details
Step 3: Verify OTP, complete the form, and upload required documents
Step 4: Submit the form and save your user ID and password for login
Step 5: After login, update the profile and click Final Submit
Step 6: Download and print your submitted application
Option 2: Through Antyodaya-SARAL Portal
Step 1: Visit Antyodaya-SARAL Portal
Step 2: If not registered, click New User and complete the sign-up
Step 3: Login and go to Apply for Services > View all Available Services
Step 4: Search for “Mahila Samridhi Yojana” and select it
Step 5: Fill in the application form, upload documents, preview, and submit
Tracking Your Application
Applicants can track their application status using Department Name, Scheme Name, and Application Reference ID on the Antyodaya-SARAL Portal
Post-Submission Process
Applications are verified by District Managers and sent to NSKFDC for loan sanction. Once approved, HSFDC issues the loan sanction order.
Documents Required
• Aadhaar Card
• Ration Card
• Safai Karamchari/Dependent Certificate
• Any other documents as required by the authority
Frequently Asked Questions (FAQs)
Q: Who implements the Mahila Samridhi Yojana?
A: The scheme is implemented by HSFDC in collaboration with NSKFDC.
Q: What is the maximum loan amount provided?
A: ₹1,00,000/- per beneficiary/unit.
Q: What types of businesses are supported?
A: Cloth shops, dairies, tea stalls, tailoring, beauty parlours, papad making, etc.
Q: Is there any subsidy?
A: Yes, 50% of project cost (up to ₹10,000) for BPL beneficiaries.
Q: Who can apply for this scheme?
A: Female Safai Karamcharis and their dependent daughters aged 18–55 years.
Q: Is there an income limit?
A: No, there is no income limit.
Q: Can male dependents apply?
A: No, the scheme is only for women.
Q: How to apply?
A: Online through HSFDC’s website or Antyodaya-SARAL Portal.
Q: What happens after applying?
A: Applications are verified and sent to NSKFDC for loan sanctioning.