Mahila Samriddhi Yojana: Loan Assistance Up to ₹1,00,000 for Minority Women EntrepreneursScheme StatusScheme Status

The “Mahila Samiriddhi Yojana for Minority Community” is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. This scheme provides loan assistance of up to ₹1,00,000 per beneficiary to women entrepreneurs from minority communities, either directly or through Self-Help Groups. It aims to empower women by facilitating access to financial resources for starting or expanding their business ventures.

Benefits

  • Loan Assistance:
    Loans up to ₹1,00,000 are provided per beneficiary to women entrepreneurs, either directly or via Self-Help Groups.

Eligibility

  • The applicant must be a permanent resident of Haryana.
  • The applicant should be a woman between 16 to 45 years of age.
  • The applicant must belong to a minority community, such as Muslims, Sikhs, Christians, Buddhists, Parsis, or Jains.
  • The annual family income should not exceed ₹98,000 in rural areas and ₹1,20,000 in urban areas.
  • The applicant should possess relevant educational, technical, or vocational qualifications and experience to effectively utilize the loan.
  • A valid Pariwar Pehchan Patra (PPP ID) is required.

Application Process

Online via the Antyodaya-SARAL Portal

Registration Process:

  1. Visit the Portal:
    Go to https://saralharyana.gov.in/.
  2. New User Registration:
    If not registered, click “New User” under ‘Sign In Here’ and fill in all mandatory details such as Name, Email ID, Mobile Number, Password, and State. Click “Submit.”
  3. Verification:
    Verify your mobile number and email ID through the OTP received to complete registration.

Login and Application:

  1. Login:
    Log in using the registered email ID and password.
  2. Access Services:
    Click on “Apply for Services” and then “View all Available Services.”
  3. Search and Select Scheme:
    Locate the “Mahila Samiriddhi Yojana for Minority Community” scheme and click to open the application form.
  4. Family Data Verification:
    Enter your Parivar Pehchan Patra (PPP ID) and click “Click here to Fetch Family Data” to display registered family members.
  5. Fill and Submit:
    Select the beneficiary/applicant name, verify using the OTP sent to the registered family member, fill in all mandatory details, upload the required documents, preview the application, and click “Submit.”

Tracking:

  • Applicants can track their application status on the Antyodaya-SARAL Portal by entering the Department Name, Scheme Name, and Application Reference ID.

Documents Required

  • Identity/Citizenship proof (e.g., Aadhaar Card)
  • Proof of Age
  • Resident/Address proof (e.g., Haryana Domicile Certificate or Ration Card)
  • Caste/Religion proof
  • Pariwar Pehchan Patra (PPP ID)
  • Copy of PAN Card
  • Passport-size photograph of the applicant
  • Bank account details
  • Any additional documents as required by the scheme

Frequently Asked Questions

  1. Who is eligible for this scheme?
    Only permanent resident women of Haryana, aged between 16 to 45 years, belonging to minority communities (Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains) with specified income limits are eligible.

  2. What are the benefits of the scheme?
    The scheme offers loan assistance of up to ₹1,00,000 per beneficiary to support women entrepreneurs.

  3. What is the age requirement for applicants?
    Applicants must be between 16 to 45 years of age.

  4. What minority communities are covered under this scheme?
    Eligible communities include Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

  5. What is the income limit for applicants?
    The annual family income should not exceed ₹98,000 in rural areas and ₹1,20,000 in urban areas.

  6. Is the loan provided directly to the individual?
    Yes, the loan is provided directly to the individual or through Self-Help Groups.

  7. What is the maximum loan amount available?
    Up to ₹1,00,000 per beneficiary.

  8. How can applicants apply for this scheme?
    Applications are submitted online via the Antyodaya-SARAL Portal.

  9. How can applicants track their application status?
    Status can be tracked on the portal using the Department Name, Scheme Name, and Application Reference ID.

Sources and References

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