The Mahila Samiriddhi Yojana for Backward Classes is a financial assistance scheme implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Designed exclusively for women entrepreneurs from the target group, the scheme provides loans of up to ₹1,25,000 per beneficiary either directly or through Self-Help Groups (SHGs). The scheme aims to empower women by supporting the initiation or expansion of their businesses, thereby promoting self-employment and economic independence.
Benefits
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Loan Amount:
Up to ₹1,25,000 per beneficiary is provided as financial assistance. -
Mode of Disbursement:
Loans can be provided directly to individual women entrepreneurs or via Self-Help Groups. In the case of an SHG, up to 60% of members should belong to Backward Classes, while the remaining 40% may be from other weaker sections (such as SC, Handicapped, or Minorities).
Eligibility
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Residency:
The applicant must be a permanent resident of Haryana. -
Age:
Women aged between 18 and 55 years are eligible. -
Target Group:
For individual beneficiaries, the applicant must belong to the Backward Classes.
In the case of an SHG, at least 60% of its members must be from Backward Classes. -
Income Limit:
The applicant’s annual family income should not exceed ₹3,00,000 (applicable to both rural and urban areas). -
Identification:
The applicant must possess a Pariwar Pehchan Patra (PPP ID).
Application Process
Online via the Antyodaya-SARAL Portal
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Registration:
- Visit the official Antyodaya-SARAL Portal: https://saralharyana.gov.in/.
- If not already registered, click on “New User” under ‘Sign In Here’ and fill in the mandatory details (Name, Email ID, Mobile Number, Password, and State). Click “Submit”.
- Verify your mobile number and email using the OTP received to complete the registration.
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Login:
- Log in to the portal using your registered email ID and password.
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Application Submission:
- Click on “Apply for Services” and then “View all Available Services.”
- Search for the Mahila Samiriddhi Yojana scheme and select it.
- Enter your Pariwar Pehchan Patra number (Family ID) and click “Click here to Fetch Family Data” to display the registered family members.
- Select the beneficiary/applicant name and verify using the OTP sent to the selected family member.
- Fill in all mandatory details and upload the required documents.
- Preview the application form and click “Submit”.
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Tracking:
- Applicants can track their application status on the portal by entering the Department Name, Scheme Name, and Application Reference ID.
Documents Required
- Identity/Citizenship Proof:
Aadhaar Card - Proof of Age
- Resident Proof/Address Proof/Ownership Proof:
Haryana Domicile Certificate - Caste Certificate:
For the backward classes (for individual applicants) - Pariwar Pehchan Patra (PPP ID)
- Copy of PAN Card
- Passport-size Photograph of the applicant
- Bank Account Details
- Any other documents as specified by the scheme
Frequently Asked Questions
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Who is eligible for this scheme?
The scheme is open exclusively to women who are permanent residents of Haryana, aged between 18 and 55 years. Individual applicants must belong to Backward Classes, while in SHGs, at least 60% of members should be from Backward Classes. -
Can women from other states apply for this scheme?
No, only permanent residents of Haryana are eligible. -
Is there an income limit for applicants?
Yes, the applicant’s annual family income must not exceed ₹3,00,000. -
Can women who do not belong to Backward Classes apply?
For individual applications, the applicant must belong to the Backward Classes. However, in an SHG, up to 40% of members may be from other weaker sections. -
What is the maximum loan amount available under this scheme?
The maximum loan amount provided is ₹1,25,000 per beneficiary. -
Can the loan be taken individually or only through Self-Help Groups?
The loan can be availed both individually and through Self-Help Groups. -
How can one apply for the scheme?
Applications are to be submitted online via the Antyodaya-SARAL Portal. -
How can applicants track their application?
Application status can be tracked through the Antyodaya-SARAL Portal by entering the Department Name, Scheme Name, and Application Reference ID.