The “Loans for Tools” scheme is implemented by the Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB) under the Labour Department of the Government of Meghalaya. The scheme provides a one-time grant to eligible building and construction workers for the purchase of essential tools. To qualify, beneficiaries must be registered members of the fund, have completed at least three years of membership with regular contributions, and be at least 55 years old. The grant is subject to conditions, including the presentation of a valid cash memo or voucher from an authorized dealer and inspection of the purchased tools.
Benefits
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One-Time Grant:
Eligible workers receive a one-time grant of up to ₹10,000 for purchasing tools. -
Tool Identification:
After the tool is purchased, it must be inspected and photographed by an official of the Board, and a unique mark (logo or serial number) will be embossed on it. This marking prevents subsequent claims on the same tool. -
Repayment Terms:
The loan amount is to be recovered in no more than sixty installments. -
Operational Responsibility:
The beneficiary is solely responsible for the operation and maintenance of the tool, as the Board is not liable for any after-sales service or replacement parts.
Eligibility
- The beneficiary must be a resident of Meghalaya.
- The beneficiary must be engaged in building or construction work.
- The beneficiary must be registered under the Meghalaya Building & Other Construction Workers Welfare Board.
- The beneficiary must have completed at least 3 years of membership in the fund and regularly remit contributions.
- The beneficiary must be at least 55 years old.
Notes:
- The grant is sanctioned only upon the production of a valid cash memo or voucher from an authorized dealer and subsequent inspection of the tool.
- Beneficiaries are prohibited from selling the tools purchased under this scheme and cannot claim a second grant.
Application Process
Online Process:
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Worker Registration:
- Visit the online portal at https://megbocwwb.gov.in/bocw_services/login.htm.
- Click on the ‘Worker’ button, fill in the mandatory details, and register to see the “Registered Successfully” message.
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New Registration (if not already registered):
- Log in using your registered mobile number (User ID), password, and security code.
- Click on “Apply for New Registration” and complete the form by entering personal, service/work, bank, and demographic details.
- Add family and nominee details, upload the required enclosures (photograph, ID proof, employer certificate/self-certification, bank passbook), and click “Complete” to finish the registration process.
- Once processed and verified by the relevant authorities (Block/District LDA, Labour Inspector, and District Labour Commissioner), a Registration Certificate will be issued.
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Instrument Grant Application:
- After logging in, select the “Instrument Grant” scheme from the Dashboard.
- Fill in all required information and attach necessary documents.
- Submit your application to apply for the tool grant benefits.
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Application Tracking:
- Log in to the portal and click on “Track Application Status” to view your application details, history, and update information if allowed.
Offline Process:
- Applicants may also collect the application form from their local MBOCWWB office, complete it with the necessary documents, and submit it directly at the District Industries Centre.
Documents Required
For New Registration under MBOCWWB:
- Recent passport-sized photograph of the worker.
- Valid ID proof (Electoral Card, Ration Card, Driver’s License, Aadhaar Card, or Passport).
- Employer Certificate or Self-Certification (issued by the Labour Inspector, Employer, or SDO/AEE of Works Department).
- Bank Passbook of the worker.
- eShram ID card (if available).
- Age proof (e.g., school certificate, Registrar of Birth and Deaths Certificate, Medical Officer certificate, or Electoral Photo Identity Card).
- Nomination Form duly signed by the applicant.
- Self-declaration regarding non-enrolment in any other welfare fund/board.
- SC/ST Certificate (if applicable).
- Any additional documents as required.
For Instrument Grant Application:
- MBOCWWB ID Card of the worker.
- Invoice or cash memo copy of the instrument purchased from an authorized dealer.
- Bank account details/Bank Passbook.
- Any other supporting documents as required.
Frequently Asked Questions
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Who is eligible for the Loans for Tools scheme?
Registered building and construction workers in Meghalaya who have completed at least 3 years of membership with MBOCWWB, remit contributions regularly, and are at least 55 years old. -
What is the maximum grant amount under this scheme?
The scheme provides a one-time grant of up to ₹10,000 for the purchase of tools. -
Is there an age requirement for eligibility?
Yes, the beneficiary must be at least 55 years old. -
How is the grant amount sanctioned?
The grant is approved upon submission of a valid cash memo or voucher from an authorized dealer and the subsequent inspection and photographic verification of the tool, after which a unique mark is embossed on the tool. -
Is there any identification mark placed on the tools?
Yes, the Board embosses a logo or serial number on the tool after inspection, ensuring it cannot be claimed again for subsequent grants. -
Can the beneficiary sell the tools purchased under this scheme?
No, beneficiaries are prohibited from selling the tools and cannot claim a second grant. -
How is the loan amount recovered?
The loan is repaid through deductions in no more than 60 installments. -
Can a beneficiary apply for multiple grants under this scheme?
No, each beneficiary is entitled to only one grant under the scheme. -
How can I apply for the scheme?
Applications can be submitted online via the MBOCWWB portal or offline by collecting and submitting the prescribed form at the local office. -
Can the application be tracked?
Yes, the online portal provides functionality to track and update your application status.