The “Loan for the Purchase of Work Tool for the Construction Workers” scheme is a welfare initiative launched by the Delhi Building and Other Construction Workers Welfare Board under the Labour Department, Delhi. This scheme is designed to assist registered construction workers by providing a loan of up to ₹20,000 to purchase work-related tools, thereby enhancing their productivity and improving their earning potential.
Benefits
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Loan Amount:
Eligible workers may receive a loan of up to ₹20,000 for the purchase of work-related tools. -
Repayment Terms:
The loan amount is to be recovered in not more than sixty installments.
Eligibility
For Registration:
- The applicant must be a resident of Delhi.
- Must be a building/construction worker.
- Age must be between 18 and 65 years.
- Must have served the Board for at least 90 days in a given year.
For Application:
- The applicant should have been registered under the Delhi Building and Other Construction Workers Welfare Board for at least one year.
- The applicant must remit their contribution regularly.
- The applicant should not exceed 55 years of age at the time of application.
Application Process
Online Registration:
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Registration:
- Visit the DBoCWWB website and click “Register Now”.
- Enter mandatory details such as Aadhaar Card Number, Name (as on Aadhaar), Mobile Number, Date of Birth, Gender, etc. Create and confirm a password, then click “Register”.
- On the registration page, provide additional details (Father’s Name, Mother’s Name, Photograph, Applicant’s Video, etc.) and upload the required documents in the specified file type and size. Click “Save & Next”.
- Next, enter work/workplace details (including previous/current employer details and proof of 90 days employment) and upload supporting documents. Click “Save & Next”.
- Click on “Add Family Members” to avail benefits of various schemes.
- Enter your bank account details in the subsequent window.
- Upload further documents such as Aadhaar Card, Address Proof, Birth Proof, Employment Proof, and Bank Account details.
- Review the “Affidavit of the Applicant” displayed on the screen, check the declaration box, and proceed.
- Pay the online registration fee of ₹25 through Debit Card, Internet Banking, or UPI.
- Enter the OTP received on your registered mobile number, note the Application Number, and download the acknowledgement receipt.
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Tracking:
- Regularly check the homepage and click “Track Your Application” to monitor your application status.
Application for the Scheme:
- Visit the DBoCWWB website and click “Apply for Scheme”.
- Log in using your Aadhaar Number, Registration Card, or OTP.
- Apply for the “Loan for the Purchase of Work Tool” scheme.
Helpline Contacts:
- 24×7 Helpline: 011-41236600
- Office Hours (9:30 AM – 6:00 PM): 011-23813846
Documents Required
- Quotation for the cost of the tools to be purchased.
- Undertaking from the applicant (in affidavit) confirming timely repayment of dues.
- Undertaking from the surety (in affidavit).
- Photocopy of the first page of the bank passbook or an original cancelled cheque of the surety.
Frequently Asked Questions
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Which department of the NCT of Delhi administers this scheme?
The scheme is administered by the Delhi Building and Other Construction Workers Welfare Board under the Labour Department, Delhi. -
Where can I find the URL for the Delhi Building and Other Construction Workers Welfare Board?
The URL is available on the official website of the Board. -
What is the URL for registration under this scheme?
Registration details are provided on the DBoCWWB official website. -
How can a worker update their registered mobile number in case of change?
The website provides instructions for updating the mobile number. -
What is a Construction Certificate/Labour Card?
A Construction Certificate/Labour Card is an identification document issued to registered construction workers. -
I am from another state but working in Delhi as a construction worker; can I get registered?
Registration is primarily for residents of Delhi. -
Can family members of registered construction workers also register?
Only individual construction workers are eligible for this scheme. -
Is there a specific age requirement for eligibility?
Yes, applicants must be between 18 and 65 years for registration and not exceed 55 years at the time of application. -
What is the minimum period of service required?
A minimum of 90 days of service with the Board in a given year is required. -
What is the registration/renewal fee?
The online registration fee is ₹25. -
How can one track the status of their application?
Status updates can be tracked via the “Track Your Application” section on the DBoCWWB website. -
What happens if a worker does not renew their card?
Non-renewal of the card may result in loss of eligibility and benefits under the scheme.