Laghu Vyavassay Scheme: ₹2 Lakh Loan & Subsidy for SC Entrepreneurs in HaryanaScheme StatusScheme Status

“Laghu Vyavassay Scheme” is an economic empowerment initiative by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC). It aims to provide financial support to Scheduled Caste individuals for self-employment and income-generating activities. The scheme is intended to uplift economically weaker sections of the SC community through micro-level business ventures.

Benefits

  • Loan assistance for self-employment ventures up to ₹2,00,000/-

  • 10% Margin Money support on project cost

  • 50% subsidy, subject to a maximum of ₹10,000/-

Eligibility

  • Must be a permanent resident of Haryana

  • Must belong to a Scheduled Caste

  • Age should be between 18 to 45 years

  • Annual family income:

    • At least 50% of beneficiaries must have income up to ₹1,50,000/-

    • The remaining 50% can have income up to ₹3,00,000/-

Application Process

Online

  • Step 1: Visit Antyodaya SARAL Portal

  • Step 2: Click on “New user? Register here” under “SIGN IN HERE”

  • Step 3: Fill the registration form and create a secure password

  • Step 4: Verify mobile and email via OTP

  • Step 5: Login to SARAL using credentials

  • Step 6: Click on ‘Apply for Service’ > ‘View All Available Services’

  • Step 7: Select Laghu Vyavassay Scheme from the list

  • Step 8: Fill the application form and complete Self-Declaration

  • Step 9: Upload the required documents under ‘Attach Annexure’

  • Step 10: Submit and download the Acknowledgement Receipt

Track Your Application / Appeal

Through Portal

  • Visit SARAL Tracking Portal

  • Click “Tracking Feature”

  • Select department/service and enter Application ID

  • Click “CHECK STATUS”

Documents Required

  • Aadhaar Card

  • Ration Card

  • Caste Certificate

Frequently Asked Questions

  • Which department manages this scheme?
    Haryana Scheduled Castes Finance and Development Corporation (HSFDC)

  • What process is followed by HSFDC?
    HSFDC evaluates, sanctions, and monitors the disbursed loans.

  • Are there safeguards to prevent misuse?
    Yes, through verification, income checks, and tracking.

  • Is there any application fee?
    No.

  • How can I track my application?
    Via SARAL portal or SMS using your Application ID.

  • Forgot password?
    Use the “Forgot Password” link on SARAL login.

  • Will I receive SMS/email updates?
    Yes, upon registration and submission.

  • Can I save and submit later?
    Yes, the portal allows saving before submission.

  • How to apply offline?
    You can approach your nearest District/Tehsil/Village Level Common Service Centre (CSC).

  • Can I pay through the portal?
    No payment required for this scheme.

  • What assistance is given for units up to ₹2,00,000?
    Loan, margin money, and subsidy as per norms.

  • What is the margin money percentage?
    10% of project cost.

  • How much subsidy is given?
    50% of project cost, up to ₹10,000.

Sources And References

Guidelines

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