The Jharkhand Rajya Fasal Rahat Yojana is a compensation scheme launched by the Department of Agriculture, Animal Husbandry & Cooperative, Government of Jharkhand to provide financial assistance to farmers for crop loss due to natural calamities. Unlike crop insurance, this scheme directly compensates farmers in the event of crop damage caused by events such as floods, earthquakes, drought, and cyclones. It covers both land owner and landless farmers without requiring any insurance premium.
Objective:
• Provide financial assistance to farmers affected by crop damage due to unforeseen natural calamities
• Strengthen farmer income to sustain agricultural operations
• Ensure food security, promote crop diversification, and enhance competitiveness in agriculture
Covered Calamities:
• Flood and water logging, earthquake, volcanic eruption, landslide, drought (if not declared), widespread epidemic, naturally caught fire, thunderstorm, storm, torrential rain, cyclone
Exclusions:
• Losses due to war/nuclear risks, malicious losses, preventable risks (e.g., unscientific farming practices), and losses from wild animal attacks
Benefits
• 30-50% Loss: Compensation of ₹3,000 per acre (maximum up to 5 acres)
• >50% Loss: Compensation of ₹4,000 per acre (maximum up to 5 acres)
• Covers both Kharif (Paddy & Maize) and Rabi (Wheat, Mustard, Gram, Potato) season crops
• No crop insurance premium required; funds are transferred directly to the farmer via DBT
• Loss estimation is based on data from crop cutting experiments
Eligibility
• Must be a permanent resident of Jharkhand
• Must be a small or marginal farmer
• Must be a ‘Raiyat’ or ‘Bataidaar’ farmer
• Age must be at least 18 years
• Must have a valid Aadhaar Number
• Farmers cultivating on government or non-majorua land with appropriate lease/settlement documents are eligible
• Eligible land area ranges from a minimum of 10 decimals to a maximum of 5 acres
• Compensation is provided only if crop loss is at least 20%
• Voluntary scheme with special efforts to cover SC/ST/Women/Paharia Tribe/Primitive Tribe farmers
Application Process
Online (via CSCs)
Registration Process:
• Step 01: Visit the official website of the Jharkhand Rajya Fasal Rahat Yojana
• Step 02: Click on ‘Farmer Registration’ and enter your Name, Aadhaar Number, Mobile Number, Captcha
• Step 03: Click ‘Get OTP’, then enter the OTP to complete registration
Login and Application:
• Step 01: Visit the official website and navigate to ‘Registration’ → ‘Application’
• Step 02: Choose either Aadhaar or Mobile Number to log in; select the crop season and provide your credentials
• Step 03: Review your basic details (name, date of birth, address), then click ‘Next’
• Step 04: Upload the required ‘Declaration’ and other necessary documents
• Step 05: Re-check the information and submit; you will receive a confirmation slip
Documents Required
• Aadhaar Card
• Passport-size Photograph
• Proof of Age
• Bank Account Details/Bank Passbook
• Land Papers (LPC, Land Receipts, or Bandobasti Patta issued by the Circle Office)
• Sahmati Patra (if applicable, for Bataidaar farmers)
• Complete details of selected crops for sowing along with land area
• Any other necessary documents as required
Frequently Asked Questions (FAQs)
Q: Is this scheme a crop insurance scheme?
A: No, it is a compensation scheme that provides financial assistance in the event of crop loss due to natural calamities.
Q: What are the objectives of the scheme?
A: To provide financial assistance for crop damage, strengthen farmer income, and promote food security and crop diversification.
Q: Who is eligible to apply?
A: Permanent residents of Jharkhand who are small or marginal farmers, whether ‘Raiyat’ or ‘Bataidaar’, with valid Aadhaar and proper land documents.
Q: What types of natural calamities are covered?
A: Flood, water logging, earthquake, volcanic eruption, landslide, drought (if not declared), widespread epidemic, naturally caught fire, thunderstorm, storm, torrential rain, and cyclone.
Q: What risks are not considered under the scheme?
A: Losses due to war/nuclear risks, malicious losses, unscientific farming practices, and wild animal attacks.
Q: What benefits are provided under the scheme?
A: Financial compensation of ₹3,000 per acre for 30-50% loss and ₹4,000 per acre for >50% loss, up to a maximum of 5 acres.
Q: Are both Kharif and Rabi season crops covered?
A: Yes, both are covered.
Q: Do farmers need to pay any premium?
A: No, there is no premium; assistance is provided directly by the government.
Q: Who is excluded from participating?
A: Farmers with family members in high-ranking positions (e.g., elected officials, ministers, government employees above certain thresholds) and high-income professionals are excluded.
Q: How can farmers apply for the scheme?
A: Applications can be submitted online via the official website.
Q: Are farmers cultivating on government or non-majorua land eligible?
A: Yes, as long as they have valid lease or settlement documents.
Q: Is the scheme voluntary?
A: Yes, participation is voluntary.
Q: What is the minimum crop loss required to receive assistance?
A: Assistance is provided if crop loss is at least 20%.
Q: What is the maximum land area covered under the scheme?
A: Benefits are available for land ranging from a minimum of 10 decimals to a maximum of 5 acres.
Q: What if crop losses occur due to wild animal attacks?
A: Losses due to wild animal attacks are covered under a separate scheme by the Forest, Environment and Climate Change Department.
Sources and References
• Official Website
• Scheme Details
• Guidelines
• Registration Link