Assistance for Purchase of House scheme is an initiative by the Haryana Building and Other Construction Workers Welfare Board (HBOCWWB), under the Labour Department, Government of Haryana. It provides an interest-free loan to registered construction workers for the purchase or construction of houses. This scheme is available once in a lifetime to eligible beneficiaries.
Benefits
- Interest-Free Loan: Up to ₹2,00,000 for the purchase or construction of a house.
- Additional Assistance: Financial assistance of up to ₹1,00,000 for construction under the Pradhan Mantri Awaas Yojana (PMAY).
Eligibility Criteria
- Registration:
- Applicants must be registered under the Haryana Building & Other Construction Workers Welfare Board (HBOCWWB).
- Membership Duration:
- A minimum of five years of continuous membership is required.
- Age Criteria:
- Maximum age: 52 years.
- The applicant must have at least eight years remaining until the age of 60 years to repay the loan.
- Lifetime Limit:
- This facility can only be availed once in a lifetime.
Application Process
1. Registering as a Construction Worker Under HBOCWWB
- Visit the Labour Department Haryana Website.
- Click on the “Building & Ors Const. Workers Welfare Board” link.
- Complete the process using your Parivar Pehchan Patra (PPP):
- Enter your Family ID and fetch details.
- Complete Aadhaar verification.
- Fill out the registration form, upload documents, and submit.
- Add a minimum of 90 days of work experience from the previous year for eligibility.
2. Applying for the Scheme
- Register on the Antyodaya-SARAL Portal:
- Click on “New User/Register Here” and create an account.
- Login with your credentials.
- Search for the scheme under “Scheme/Services List”.
- Fill out the application form, upload required documents, and submit.
Documents Required
For Registration Under HBOCWWB
- Aadhaar Card
- Voter ID Card
- Passport-size photograph
- Work experience document (attested)
- Proof of residence (Ration Card)
- Bank account details
- Parivar Pehchan Patra (Family ID)
- Caste Certificate (if applicable)
- Disability Certificate (if applicable)
For Scheme Benefits
- Identity proof/ID Card of Worker
- Location Certificate
- Land tax receipt
- Plan and estimate (approved)
- Encumbrance Certificate (14 years)
- Declaration of terminal benefits
- Ownership proof or title clearance certificate
- Declaration that neither the applicant nor their spouse/children own a house (for new construction)
Frequently Asked Questions (FAQs)
- What are the benefits of the scheme?
An interest-free loan of up to ₹2,00,000 is provided for purchasing or constructing a house, along with additional financial assistance for PMAY beneficiaries. - Who is eligible for the scheme?
Registered construction workers under HBOCWWB with at least five years of membership are eligible. - What is the maximum age limit for eligibility?
The maximum age is 52 years, allowing for repayment before the age of 60. - How many times can a worker avail of this facility?
The facility can be availed once in a lifetime. - Where can applicants apply for the scheme?
Applications can be submitted online through the Antyodaya-SARAL Portal. - Is there a registration fee for HBOCWWB membership?
Yes, a registration fee must be paid, and a minimum of 90 days of work experience must be added annually. - What is the repayment period for the loan?
The loan repayment period is 8 years, ensuring no financial burden post-retirement.
Sources and References
- Official Website
- Registration Process: HBOCW Registration Manual
- Scheme Details: Antyodaya-SARAL Portal