Group Insurance for Differently Abled Government Employees in PuducherryScheme StatusScheme Status

The “Group Insurance for Differently Abled Person Government Employees” scheme is launched by the Department of Social Welfare, Government of Puducherry. It provides a group insurance cover for government employees with disabilities. In the event of death due to an accident while in service, a predetermined sum insured is provided to the family of the deceased employee based on their employee group.

Key Benefits

  • Group A: ₹1,20,000/-
  • Group B: ₹60,000/-
  • Group C: ₹30,000/-
  • Group D: ₹15,000/-

Eligibility Criteria

To be eligible for the scheme, the applicant must:

  • Have a disability of 40% or above.
  • Be a government servant.

Application Process (Offline)

  1. Collect the Application Form:
    • Visit the Office/Sub-Office of the Department of Social Welfare during office hours and request the application form from the designated staff.
    • Alternatively, download and print the prescribed application format.
  2. Complete the Form:
    Fill in all mandatory fields, attach a passport-sized photograph (signed across if required), and include copies of all required documents (self-attested if necessary).
  3. Submit the Form:
    Submit the filled and signed application form along with the documents to the relevant authority:
    • Puducherry: The Deputy Director, Differently Abled Section, Directorate of Social Welfare.
    • Karaikal: The Assistant Director, Social Welfare Department (Sub Office).
    • Mahe / Yanam: The Welfare Officer (i/c), Social Welfare Department (Sub Office).
  4. Obtain a Receipt:
    Request a receipt or acknowledgment that shows the date, time of submission, and a unique identification number (if applicable).

Documents Required

  • Aadhaar Card.
  • Residence-cum-nativity Certificate issued by a competent authority.
  • Recent passport-sized photograph.
  • Bank Passbook.
  • Disability Certificate/Medical Certificate.
  • Proof of being a Government Servant.

Frequently Asked Questions

  • How is the sum insured determined under this scheme?
    The sum insured varies by employee group: Group A receives ₹1,20,000/-, Group B ₹60,000/-, Group C ₹30,000/-, and Group D ₹15,000/-.
  • Who is eligible to apply for the scheme?
    Only government servants with a disability of 40% or above are eligible.
  • How is residency defined for eligibility?
    Applicants must be residents of Puducherry, as per the guidelines issued by the Department of Social Welfare.
  • How can individuals contact the Department of Social Welfare?
    Contact details and sub-office addresses are provided in the official guidelines and on the “Contact Us” section.
  • Are there sub-offices for the Social Welfare Department?
    Yes, sub-offices are available in Karaikal, Mahe, and Yanam.
  • Is the Aadhaar Card mandatory for scheme application?
    Yes, an Aadhaar Card is required.
  • Can individuals with a disability below 40% apply for the scheme?
    No, only those with a disability of 40% or above are eligible.
  • How does the scheme contribute to the well-being of differently abled government employees?
    It provides financial security to the family of the deceased employee in case of an accident-related death while in service.
  • Is there a specific format for the Disability Certificate?
    The certificate must be issued by a competent authority as per the guidelines.
  • Is there any application fee?
    The guidelines do not specify any application fee.
  • Is there any compensation for delay in disbursal of scheme benefits?
    Any such compensation would be addressed in the official guidelines.
  • Is there an application deadline for this scheme?
    Applicants should refer to the official guidelines for any specified deadlines.

Sources And References

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