Griha Aadhar Scheme Goa – ₹1,500 Monthly Financial Assistance for HomemakersScheme StatusScheme Status

The Griha Aadhar Scheme is a flagship programme of the Department of Women & Child Development, Government of Goa. The scheme aims to support housewives/homemakers from the middle, lower middle, and poor sections of society by providing financial assistance to help manage the rising cost of living. Under this scheme, a prescribed monthly amount is disbursed directly to the beneficiaries to help maintain a reasonable standard of living for their families.

Benefits

  • Monthly Financial Assistance:
    • ₹1,500/- per month is provided to eligible housewives/homemakers.

Eligibility Criteria

  • Marital Status:
    • The applicant must be a married woman.
  • Age Requirement:
    • The applicant should be above 18 years.
  • Residency:
    • The applicant must have been a resident of Goa for the last 15 years.
  • Income Limit:
    • The combined gross income of the husband and wife should not exceed ₹3,00,000/- per annum.
  • Special Provision for Widows:
    • A widow with a minor child who is receiving benefits under the Dayanand Social Security Scheme (DSSS) from the Directorate of Social Welfare, Government of Goa, shall also be eligible.

Exclusions

  • Exclusion from DSSS Benefits:
    • Neither the married woman nor her husband should be receiving benefits under the Dayanand Social Security Scheme (DSSS).
  • Employment Restrictions:
    • The scheme is not applicable to those married women (or whose husband is employed) on a regular basis by:
      • The Government of Goa, its corporations, or autonomous organizations funded by the State Government.
      • The Government of India, any other State Government, or their respective corporations/autonomous bodies.
      • Scheduled Banks (except for Co-operative Banks, subject to actual income assessment).

Application Process

Offline Submission:

  1. Complete the Application Form:
    • Fill in all mandatory fields on the form, affix a passport-sized photograph (signed across), and attach self-attested copies of the required documents.
  2. Submission:
    • Send the completed application form along with the supporting documents to:
      Director, Directorate of Women And Child Development, Panaji-Goa,
      2nd Floor, Old Education Building, 18th June Road, Altinho, Panaji, Goa – 403 001.

Documents Required

  • Identification & Address:
    • Aadhaar Card
    • Proof of present residential address (e.g., Election Photo Identity Card or equivalent)
  • Residency Proof (15 years):
    • If the applicant is a native of Goa: Residence Certificate (issued by the Mamlatdar of the concerned Taluka)
    • If from outside Goa: Residence Certificate of the husband along with the applicant’s Birth Certificate (provided the husband is of Goan origin and the couple has settled in Goa for at least one year)
  • Income Proof:
    • Income Certificate issued by the competent authority (Secretary, Village Panchayat/Chief Officer, Municipal Council)
  • Declaration:
    • A self-declaration, certified and attested before a Gazetted Officer, stating that the annual income does not exceed ₹3,00,000/- and that neither the applicant nor her husband is employed in any excluded entity.
  • Bank Details:
    • Self-attested copy of the Savings Bank Account Passbook (preferably Aadhaar-linked for Direct Benefit Transfer purposes)
  • Marriage & Family Proof:
    • Marriage Certificate issued by the competent authority (alternatively, the Birth Certificate of the child indicating the beneficiary as the mother may be accepted if a Marriage Certificate is unavailable)
  • For Widows Beneficiaries:
    • Birth Certificate of the child along with a life certificate

Additional Requirement for Continued Benefits

  • Monthly Submission:
    • In the month of receiving benefits, the following documents must be submitted:
      • Life Certificate of the beneficiary (signed by a Gazetted Officer, MLA, or MP)
      • Updated Income Certificate (issued by the competent authority)
      • Life Certificate of the child (in case of a widow beneficiary)

Frequently Asked Questions (FAQs)

  • Who is considered a married woman under the scheme’s eligibility criteria?
    • A woman legally married as per the prescribed norms is considered eligible.
  • How is the “gross income” defined for eligibility?
    • It is the total income of both the husband and wife from all sources, without deductions.
  • Are widows and divorcees subject to the same income limit as married women?
    • Widows can be eligible under a special provision if they have a minor child and receive benefits under the DSSS; divorcees are not covered by this scheme.
  • What income sources are considered under “gross income”?
    • All sources of income including salary, business income, pensions, and other earnings are considered.
  • How are deductions handled while calculating gross income?
    • No deductions are considered; the gross total is used to determine eligibility.
  • What happens if the beneficiary fails to submit the required life and income certificates?
    • Benefits may be withheld or discontinued until the necessary documentation is provided.
  • What is the consequence if the beneficiary does not withdraw the financial assistance for 6 months or more?
    • Specific guidelines outline the procedure for non-withdrawal; refer to the official guidelines for detailed implications.
  • What are the consequences of availing benefits based on false information?
    • Incorrect or false declarations may lead to penalties or discontinuation of the benefits.
  • How is the scheme implemented to address any difficulties that arise?
    • The Department of Women & Child Development provides support through designated offices and helplines to resolve issues.
  • How is the financial assistance disbursed?
    • The assistance is directly transferred to the beneficiary’s bank account through Direct Benefit Transfer (DBT).
  • Can widows and divorcees avail the scheme’s benefits?
    • Widows are eligible under specified conditions; divorcees are not covered.
  • How much financial assistance is provided?
    • Beneficiaries receive ₹1,500/- per month.

Sources & References

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