The Financial Assistance for Medical scheme, offered by the Jammu & Kashmir Building and Other Construction Workers Welfare Board (JKBOCWWB), supports registered workers with critical medical needs. Under this scheme, eligible construction workers or their beneficiaries can receive financial help for injury, disability, or chronic diseases.
Benefits
- Injury Treatment: ₹5,000
- Temporary Disability: ₹10,000
- Permanent Disability: ₹75,000
- Chronic Disease Treatment: Up to ₹1,00,000
Eligibility
Registration as a Building/Construction Worker
- Residency: Must be a resident of Jammu & Kashmir.
- Nature of Work: Must be engaged in building/construction work.
- Age: Between 18 and 60 years old.
- Minimum Work Duration: At least 90 days of building/construction work in the preceding 12 months.
- Annual Renewal: Registration must be renewed annually.
Application for the Medical Assistance Scheme
- Registered Member: Must already be a registered worker under the JKBOCWWB.
- Medical Condition: Applicable for injury, disability, or chronic diseases.
Application Process
Online Registration
- Visit Official Website: Navigate to the JKBOCWWB official website.
- Labour Registration: Click “Labour Registration” on the homepage.
- New Registration:
- Enter your mobile number (linked with Aadhaar) and verify via OTP.
- After OTP verification, you’ll receive a Login ID and password via SMS.
- Log In:
- Use provided credentials (case-sensitive) to log in.
- Select “Construction Worker’s Registration” → “Registration Form”.
- Complete the Form:
- Enter all required details (marked *).
- Upload necessary documents.
- Fee Payment & Submission:
- Pay the application fee online.
- A registration number will be generated upon successful submission.
Application for Medical Assistance
- Log In:
- Visit the JKBOCWWB website, click “Login”, and enter your credentials.
- Select Scheme:
- Click “Scheme Registration” → “Apply for Scheme”.
- Fill Out Details:
- Provide all required information, upload documents.
- Submit:
- Finalize your application by clicking “Submit Application”.
Status Tracking
- Track application status on the JKBOCWWB website using your registration number.
- Updates will be sent to your registered mobile number.
Documents Required
For Registration
- Identity Proof: Aadhaar Card/Voter ID
- Passport-size Photograph
- Work Experience Document (90 days of construction work)
- Proof of Residence
- Ration Card
- Bank Account Details
- Caste Certificate (if applicable)
- Proof of Age
- Any other relevant documents
For the Welfare Scheme (Medical Assistance)
- Worker’s ID Proof / Smart Card
- Undertaking by applicant (if needed)
- Medical Certificate from Government/empaneled private hospital
- Original Bills of treatment expenditure
- Any other required documents
Frequently Asked Questions (FAQs)
- What is the Financial Assistance for Medical scheme?
It’s a JKBOCWWB initiative providing financial aid for medical needs of registered construction workers or their families. - Who can apply for this scheme?
Only registered construction workers (or their dependents) under the JKBOCWWB. - What is the minimum duration of work required to register?
At least 90 days of construction work in the last 12 months. - How much assistance is provided for injury treatment?
₹5,000 for injury. - What financial support is available for temporary disability?
₹10,000 for temporary disability. - What is the amount provided for permanent disability?
₹75,000 for permanent disability. - What assistance is given for chronic disease treatment?
Up to ₹1,00,000 for chronic diseases. - Is there an age limit for registration?
Yes, between 18 and 60 years. - Do I need to be a resident of Jammu & Kashmir to apply?
Yes, residency in J&K is required. - Can my children benefit from this scheme?
Medical assistance extends to the registered worker or family member if the condition meets the scheme’s criteria. - What documents are required to apply?
For registration: ID proof, age proof, residence proof, etc. For medical claims: treatment bills, medical certificate, etc.