The “Education Loan for Persons with Disabilities” scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. It provides education loans of up to ₹50 lakhs to persons with disabilities—including those who are Orthopedically Handicapped, Visually Handicapped, Hearing Handicapped, or Mentally Retarded—for pursuing professional and technical education both in India and abroad. Eligible applicants must be permanent residents of Haryana, aged between 18 and 55 years (with a lower age limit of 14 years for persons with mental retardation), and must have a disability of more than 40%. In addition, UDID registration is mandatory for loan amounts of ₹15 lakhs and above, and applicants must possess a Parivar Pehchan Patra (PPP ID).
Benefits
- Loan Amount:
Eligible individuals can obtain education loans of up to ₹50 lakhs to support their professional and technical education endeavors both in India and abroad.
Eligibility
- Must be a permanent resident of Haryana.
- Must have a disability exceeding 40%.
- Age should be between 18 and 55 years (for persons with mental retardation, the eligible age is above 14 years).
- Must have secured admission to a professional or technical course in India or abroad.
- UDID registration is required for loan amounts of ₹15 lakhs and above.
- Must have a Parivar Pehchan Patra (PPP ID).
Application Process
Online via the Antyodaya-SARAL Portal
Registration Process:
- Visit the official Antyodaya-SARAL Portal: https://saralharyana.gov.in/.
- If not registered, click “New User” under ‘Sign In Here’ and fill in mandatory details (Name, Email ID, Mobile Number, Password, and State). Click “Submit”.
- Verify your mobile number and email via the OTP sent and complete registration.
Login and Application:
- Log in to the portal using your registered email and password.
- Click “Apply for Services” and then “View all Available Services”.
- Search for the “Education Loan for Persons with Disabilities” scheme and click on it.
- Enter your Parivar Pehchan Patra (Family ID) and click “Click here to Fetch Family Data” to display family members registered under your Family ID.
- Select the beneficiary/applicant name and verify via the OTP sent.
- Fill in all mandatory details and upload the required documents.
- Preview your application and click “Submit”.
Tracking Application:
- Applicants can track their application by entering the Department Name, Scheme Name, and Application Reference ID on the Antyodaya-SARAL Portal.
Documents Required
- Identity/Citizenship Proof (Aadhaar Card)
- Proof of Age
- Resident/Address Proof (Haryana Domicile Certificate)
- Disability Certificate
- Parivar Pehchan Patra (PPP ID)
- Copy of PAN Card
- Photograph of the Applicant
- Admission Proof
- Fee Structure
- Previous Qualification Certificate
- Any other documents as required
Frequently Asked Questions
-
Who is eligible for this education loan?
Permanent residents of Haryana, aged between 18 and 55 years (above 14 years for mental retardation) with a disability of more than 40% who have secured admission to a professional or technical course. -
What types of disabilities are covered under this scheme?
The scheme covers Orthopedically Handicapped, Visually Handicapped, Hearing Handicapped, and Mentally Retarded individuals. -
How much loan amount can be availed under this scheme?
Loans of up to ₹50 lakhs can be availed. -
For which types of education can this loan be used?
The loan can be used for pursuing professional and technical education in India and abroad. -
Is there an age limit for applying for this loan?
Yes, the age limit is 18 to 55 years (with a lower limit of 14 years for persons with mental retardation). -
Is there a residency requirement for applicants?
Yes, applicants must be permanent residents of Haryana. -
What is the minimum disability percentage required for eligibility?
Applicants must have a disability of more than 40%. -
Is UDID registration necessary for applying for this loan?
Yes, for loan amounts of ₹15 lakhs and above. -
Is a Parivar Pehchan Patra (PPP ID) required for the application?
Yes, possessing a PPP ID is mandatory. -
How can one apply for the education loan under this scheme?
Applications can be submitted online through the Antyodaya-SARAL Portal.