The “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste” was launched in 1976 by the Director of Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme is designed to support Scheduled Caste medical graduates—qualified in fields such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental), and various Homeopathic degrees/diplomas—to start their independent professional practice.
Benefits
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Financial Assistance:
- A subsidy/assistance of ₹25,000/-
- A loan of up to ₹2,50,000 at an interest rate of 4%
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Repayment Terms:
The sanctioned loan is to be repaid in monthly installments of ₹5,000 over a period of 12 months.
Eligibility
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Educational Qualification:
The applicant must be a medical graduate holding qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental), or a Homeopathic degree/diploma (BHMS/DHMS). -
Category & Residency:
The applicant must belong to the Scheduled Caste category and be a native of Gujarat. -
Income Criteria:
The annual income should not exceed ₹6,00,000 for both rural and urban areas. -
Employment Condition:
Applicants must not be employed in government hospitals or any private organization; they should be starting an independent practice. -
Family Limitation:
The scheme’s benefits are available only once per family. If multiple family members are involved, all assistance and related expenses will be recovered from the applicant. -
Additional Conditions:
- The applicant must start their clinic within 3 months after receiving the government assistance.
- Homeopathic doctors must practice only pure homeopathy.
Application Process
Online and Offline
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Access the Portal:
Visit the e-Samaj Kalyan Portal at https://esamajkalyan.gujarat.gov.in/. -
Registration:
- Under the ‘Citizen Login’ tab, click on “New User – Please Register Here”.
- Enter your full name (as per Aadhaar), gender, date of birth, Aadhaar number, email, caste, etc., then click “Register”.
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Profile Update:
- After successful registration, log in using your User ID and Password.
- Click on “User Profile” and update your profile with all mandatory details, then click “Update”.
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Application Form:
- Select the Dr. P. G. Solanki Scheme from the home page to open the application form.
- Fill in all the required details and upload the relevant documents.
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Submission:
- Agree to the terms and conditions and click “Save Application”.
- Submit the application and print a copy for future reference. Note the application number to track your status via the portal.
Documents Required
- Photograph:
Recent passport-sized photograph. - Identity Proof:
Aadhaar Card. - Caste Certificate:
Valid Scheduled Caste certificate. - Income Proof:
Proof of annual income of the family. - Address Proof:
Any one of the following: Electricity Bill, Licence, Rent Agreement, Electoral Card, or Ration Card. - Educational Qualification:
Certificate of Medical Graduate Degree. - Age Proof:
School leaving certificate or any valid proof of age. - Bank Details:
Copy of the first page of Bank Passbook or a cancelled cheque in the applicant’s name. - Additional Documents:
- Surety Bond
- Guarantee Sheet
- Eligibility for loan repayment Agreement
- Affidavit
- Property documents of Guarantor-1 and Guarantor-2
- Any other documents as required by the scheme.
Frequently Asked Questions
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Who are the beneficiaries of this scheme?
Scheduled Caste medical graduates intending to start an independent practice. -
What financial assistance is provided under this scheme?
A subsidy of ₹25,000 and a loan up to ₹2,50,000 at 4% interest. -
What are the eligibility criteria for applicants?
Applicants must be Scheduled Caste medical graduates, native to Gujarat, with an annual income not exceeding ₹6,00,000, and not employed in government or private organizations. -
Can applicants be employed in government hospitals or private organizations?
No, they must not be employed; the scheme is for starting an independent practice. -
How many times can a family avail the benefit of this scheme?
The benefit is available only once per family. -
What is the repayment plan for the loan?
The loan is repaid in monthly installments of ₹5,000 for 12 months. -
Within what timeframe should the clinic be started after receiving government assistance?
The clinic must be started within 3 months. -
Are there any restrictions on the practice for homeopathic doctors?
Yes, homeopathic doctors must practice only pure homeopathy. -
Where can eligible applicants apply for this scheme?
Applications can be submitted online via the e-Samaj Kalyan Portal or through offline channels as per the guidelines.