The Dilli Swarojgar Yojna is a financial assistance scheme launched by the Delhi Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minorities Financial and Development Corporation (DSFDC) under the Government of NCT of Delhi. It offers need-based loans up to ₹5,00,000 at a 6% interest rate per annum to help SC/ST/OBC/Minority individuals start or expand income-generating activities.
Benefits
• Need-based loan up to ₹5,00,000/-
• Interest rate: 6% per annum
• Financial support for activities like fruit/vegetable shops, dairy units, tailoring shops, flower shops, non-polluting manufacturing, etc.
Eligibility
• Applicant must belong to Scheduled Caste (SC), Scheduled Tribe (ST), Other Backward Class (OBC), or Minority community
• Must be a resident of Delhi for at least 5 years
• Age: Between 18 to 50 years
• Annual family income should not exceed ₹2,00,000/-
• Must have a minimum 8th standard education
• Should have a proper workplace (owned, rented, or on NOC from close relative)
• No default history under any DSFDC scheme
• Technical qualification is required for some activities (except traditional artisans/entrepreneurs already involved for 3+ years)
Application Process
Offline Process
Step 1: Get the application form (₹100/-) from:
-
DSFDC Branches: Rajpur Road, Mangolpuri, Nand Nagri
-
Headquarters: Rohini
-
Or download from DSFDC Website
Step 2: Fill in the form, paste your photo, attach documents, and submit to the nearest DSFDC branch or HQ
Step 3: Pay ₹500/- processing fee via Demand Draft in favor of DSFDC
Step 4: On approval, sign the loan agreement, submit post-sanction documents, and receive the sanctioned amount in your bank account
Documents Required
Pre-Sanction
• Filled application form (₹100/-)
• Aadhaar Card
• Caste Certificate (or affidavit for minorities)
• Birth Certificate/School Leaving Certificate/Age Affidavit
• Educational Qualification Proof
• Technical Qualification Certificate or Valid LMV Driving License (for vehicle loans)
• Income Certificate or Affidavit
• 5 Passport-size Photographs
• Workplace ownership proof (electricity/water/telephone bill) or Rent Agreement/NOC
• Guarantor documents or Collateral security (FDR/NSC/KVP, etc.)
• ₹500/- Demand Draft (Processing Fee)
• Insurance proof under PMSBY and PMJJBY
• Project Report (with 5-year profitability estimate)
Post-Sanction
• ECS Mandate & 5 post-dated cheques for loan repayment
• Guarantor Documents (5 cheques, ID proof, Aadhaar, Pay slip, DOB proof, photographs)
• Legal Heir Affidavit and photograph
• Presence of 2 witnesses with residence proof
• Acceptance of Loan Sanction Letter
• Group Photograph (Applicant, Guarantor, Branch In-charge, Dealing Assistant, Witnesses)
Frequently Asked Questions
Q: Can I get a loan to start a vegetable or fruit shop under this scheme?
Yes, it is among the listed eligible activities.
Q: I want to open a beauty parlour or barber shop. Is this covered?
Yes, both are eligible under income-generating trades.
Q: Is funding available for a cyber café or mobile phone booth?
Yes, such permissible non-polluting businesses are supported.
Q: Who can apply?
Residents of Delhi from SC, ST, OBC, or Minority groups, aged 18–50 years, with income below ₹2,00,000/year.
Q: I’ve lived in Delhi for 3 years. Can I apply?
No, the minimum requirement is 5 years of residence.
Q: Is a workplace mandatory before applying?
Yes, you must have a valid business location (owned, rented, or with NOC).
Q: What education is required?
Minimum 8th pass.
Q: Is technical qualification mandatory?
Only for technical trades, not required for traditional artisans or entrepreneurs with 3+ years in the business.
Q: Where can I get the form?
At DSFDC offices or from the official website.