The Death Benefit scheme is an initiative by the Assam Building and Other Construction Workers Welfare Board (A.B.O.C.W.W.B) under the Labour Welfare Department, Government of Assam. This scheme provides critical financial assistance to the nominees or dependents of a registered construction worker in the event of death—whether due to natural causes or an accident during employment—ensuring that affected families receive essential support during challenging times.
Benefits
- Financial Relief for Families:
- ₹50,000 for normal death during employment.
- ₹3,00,000 for death due to an accident during employment.
- Support for Nominees/Dependents: Ensures that the financial burden on the worker’s family is eased.
- Assurance of Prompt Assistance: The online application and verification process is designed to expedite benefit disbursement.
Eligibility
- Residency: The applicant must be a permanent resident of Assam.
- Nominee/Dependent Status: The applicant should be the nominee or a dependent of the deceased worker.
- Employment: The deceased must have been engaged in building or other construction work.
- Registration: The deceased worker must have been registered with the A.B.O.C.W.W.B and maintained an active membership at the time of death.
- Exclusivity: The scheme applies solely to those who have not received similar financial assistance from any other government body.
Application Process
Online Application (Via CSCs)
- Access the Portal:
- Visit the application portal at https://abocwwb.assam.gov.in/.
- Login:
- Click on “Login Now” and enter your ID No. or registered phone number.
- Enter the OTP sent to your registered mobile number to complete login.
- Applicant Console:
- Your individual console will display functions such as detail updates, fee status, and eligible benefits.
- Select Scheme:
- Click on “Benefit” and select the Death Benefit scheme to open the specific online application form.
- Fill the Application:
- Complete all mandatory fields and upload the required documents.
- Submit Application:
- Submit the form and note the generated tracking/reference number for future correspondence.
Post-Application Process
- Verification:
- Submitted applications appear in the concerned officer’s console for preliminary verification and are then forwarded to the scrutiny committee.
- Review and Forwarding:
- Minutes from the scrutiny meeting are uploaded and forwarded to the Head Office.
- Processing via PFMS:
- An assigned officer verifies the account details via PFMS. Upon successful verification, a Print Advice is generated.
- Final Approval:
- The approving authority authorizes the disbursement of the benefit through PFMS.
Documents Required
- A.B.O.C.W.W.B ID Card of the deceased worker.
- Applicant’s Photograph.
- Applicant’s Signature.
- Attested Copy of the Deceased Worker’s ID Card.
- Death Certificate issued by a Government Doctor/Appropriate Authority.
- Succession Certificate.
- Certificate of Guardianship with consent from other family members (if applicable for a minor nominee).
- Copy of Payslip or Account Paybook.
- Caste Certificate (for categories other than General).
- Applicant’s Identification Certificate from the Government Gaonburah or Village Panchayat Officer.
- Loan Recovery Documents (if any).
- Age Proof Certificate for minor nominees.
- Bank Account Details.
- Any Other Relevant Documents as specified.
Frequently Asked Questions
Q1: What is the Death Benefit Scheme?
A1: It is a financial assistance program by A.B.O.C.W.W.B that provides monetary support to the nominees/dependents of a registered construction worker in the event of death during employment.
Q2: Who is eligible to avail the Death Benefit under this scheme?
A2: Nominees or dependents of a registered construction worker—who was actively employed in building or construction work and had maintained an active membership with A.B.O.C.W.W.B—are eligible.
Q3: What is the financial assistance provided under the scheme for a normal death during employment?
A3: The scheme provides ₹50,000 for a normal death during employment.
Q4: What financial assistance is provided if the registered worker’s death is a result of an accident during employment?
A4: In the event of an accidental death during employment, the nominee/dependents receive ₹3,00,000.
Q5: Can non-residents of Assam apply for the Death Benefit under this scheme?
A5: No, the applicant must be a permanent resident of Assam.
Q6: What kinds of construction work are considered under this scheme?
A6: The scheme covers workers engaged in building and other construction-related work.
Q7: Is it mandatory for the deceased worker to be registered with the A.B.O.C.W.W.B.?
A7: Yes, only workers registered with the A.B.O.C.W.W.B with an active membership at the time of death are eligible.
Q8: Can the Death Benefit be availed if the deceased worker’s membership with the Board was not active at the time of death?
A8: No, the worker’s membership must have been active to qualify for the benefit.
Q9: How do I apply under the scheme?
A9: Applications are submitted online via the official portal. Detailed steps include logging in with your ID or phone number, filling out the application form, uploading documents, and submitting the application to generate a tracking number.