The Dairy Farming Scheme is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with bank tie-up schemes. HSFDC, a government-owned corporation (registered under the Companies Act, 1956 with 51% state and 49% central shareholding), extends financial assistance to individuals from Below Poverty Line (BPL) families in both rural and urban areas for income-generating self-employment activities, such as dairy farming. Under this scheme, eligible beneficiaries can secure a composite loan wherein the corporation provides a subsidy of 50% of the total project cost (up to a maximum subsidy of ₹10,000) and the remaining balance is financed by banks.
Benefits
- Project Cost Ceiling:
Up to ₹1,50,000. - Subsidy:
A subsidy of 50% of the total project cost is provided, with a maximum subsidy of ₹10,000. - Bank Loan:
In addition to the subsidy, the remaining balance of the project cost is financed through a bank loan under the composite loan scheme, disbursed directly to the seller of the assets.
Eligibility
- The applicant must be a permanent resident of Haryana.
- Must belong to the Scheduled Caste category.
- Must be from a Below Poverty Line (BPL) family.
- The applicant’s annual family income should not exceed ₹1,80,000 (applicable to both rural and urban areas).
- The applicant’s name must be included in the BPL Survey List.
- Eligibility is verified by field staff before sponsorship to the bank for loan sanction.
Application Process
Online/Offline Registration Process on HSFDC Website:
- Step 1:
Visit the official website of Haryana Scheduled Castes Finance and Development Corporation and select the scheme under the “Bank Tie-up Scheme” section. - Step 2:
Click on “Apply for Loan” to initiate the registration process. - Step 3:
Fill in your details including name, Aadhaar number, email, mobile number, and captcha code. Click “Register.” - Step 4:
Verify your mobile number via OTP and click “Submit.” The application form will then open. - Step 5:
Enter all required details and upload the necessary documents. - Step 6:
Click “Submit” to complete your application. You will receive your user ID and password. - Login to Apply for the Scheme:
- Visit the HSFDC website, click “Login,” and enter your user ID, password, and captcha.
- Once logged in, update your profile by filling in surety details, uploading required documents, and finalizing your application by clicking “Final Submit.”
- Print your application for future reference.
Documents Required
- Aadhaar Card
- Passport-size Photograph
- Ration Card
- Voter ID or any valid identity proof
- Scheduled Caste Certificate
- BPL Card/Document Proof
- Proof of Income
- Any other documents as specified by the scheme guidelines
Frequently Asked Questions
- Who implements the Dairy Farming Scheme?
It is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC). - What is the maximum project cost under the scheme?
The project cost can be up to ₹1,50,000. - Who is eligible for the loan under this scheme?
Only individuals from BPL families who belong to the Scheduled Caste category and whose annual family income does not exceed ₹1,80,000 are eligible. - What is the purpose of the loan?
The loan is provided for self-employment income-generating activities, such as dairy farming. - Is there any subsidy provided under the scheme?
Yes, a subsidy of 50% of the project cost is provided, with a maximum limit of ₹10,000. - How is the loan disbursed?
The composite loan (subsidy plus the bank-financed balance) is provided by banks directly to the seller of the assets. - How is the eligibility of the applicant verified?
Field staff verify the eligibility details before endorsing the applicant to the bank for loan sanction. - How can one apply for the Dairy Farming Scheme?
Applications can be submitted online via the HSFDC website under the “Bank Tie-up Scheme” section, or offline at the designated offices. - What happens after the application is submitted?
After submission, the application is processed and, upon verification, the applicant is granted the composite loan package. - Is the scheme available to non-Scheduled Caste individuals?
No, the scheme is exclusively for individuals belonging to the Scheduled Caste category. - Can individuals from urban areas apply for this scheme?
Yes, the scheme is available for both rural and urban residents, provided they meet the eligibility criteria.