Chief Minister Housing Assistance Programme is an initiative by the Housing Department of Meghalaya aimed at improving housing conditions for economically weaker sections (EWS) and low-income groups (LIG) across the state. The program provides grants for roofing materials and financial support for constructing durable houses, addressing the critical need for safe and adequate housing in rural and urban areas of Meghalaya.
Key Benefits
- Financial Assistance for Housing Construction:
- Subsidy: ₹75,000 as a government contribution.
- Beneficiary Contribution/Bank Loan: ₹23,000.
- Additional Resources: ₹1,32,000 through other schemes or convergence programs such as MGNREGS or SRWP.
- Model Plan Construction:
- Cost of house: ₹2.30 lakhs (as per MPWD 2015-16 rates).
- Durable housing suited to the geo-climatic conditions of Meghalaya.
- Mandatory inclusion of sanitation facilities (toilet).
- Flexible Design Options:
- Beneficiaries may modify house designs with prior approval.
- Housing for EWS and LIG Families:
- Targeted assistance for the economically weaker and low-income groups in rural and urban areas.
Eligibility Criteria
- Age & Residency:
- Beneficiary must be 18 years or older.
- Must be a bona fide resident of Meghalaya with valid proof (e.g., Aadhaar Card, EPIC).
- Housing Ownership:
- Beneficiary must not own a house in Meghalaya in their name or any family member’s name (Credit Linked Subsidy cases).
- Beneficiary should not have received prior housing loans or government assistance for house construction.
- Land Ownership:
- Beneficiary must own land where the house will be constructed.
- Exclusivity:
- No other family member living under the same roof should have benefited from this scheme.
- Income Proof:
- Income verification for Credit Linked Subsidy lies with the bank.
- Post-Construction Obligations:
- House cannot be sublet or sold after construction.
- Target Selection:
- Block-wise beneficiary selection.
Application Process
Offline Application Steps:
- Obtain Application Form:
- Collect the prescribed form from the Directorate of Housing, Block Development Officer, District Housing Officer, or Housing Inspector.
- Complete the Form:
- Fill in all required fields with accurate information.
- Submit the Application:
- Submit the completed form to the respective Block Development Officer or District Housing Office.
- Await Verification:
- Applications will be verified by the housing department before approval.
Documents Required
- Proof of Identity:
- Aadhaar Card.
- Voter ID.
- Residential Proof:
- Latest electoral roll (used for beneficiary identification).
- Land Ownership Proof:
- Documentation proving ownership of the land where the house is to be constructed.
- Additional Documents:
- Income proof (for Credit Linked Subsidy cases).
- Declaration of no prior housing assistance.
Frequently Asked Questions (FAQs)
- Who is eligible under this scheme?
- Economically Weaker Sections (EWS) and Lower Income Groups (LIG) who meet the eligibility criteria.
- Is this scheme available in rural and urban areas?
- Yes, the scheme covers both rural and urban areas of Meghalaya.
- Is this a direct benefit transfer (DBT) scheme?
- The financial assistance includes subsidies and convergence funding but is not a direct cash transfer to beneficiaries.
- What is the role of the Housing Department?
- The department oversees the allocation, verification, and implementation of the scheme.
- Can I modify the design of the house?
- Yes, but prior approval from the competent authority is required.