The Bhagyalaxmi Scheme is a flagship welfare initiative by the Government of Karnataka aimed at promoting the birth and nurturing of girl children among Below Poverty Line (BPL) families. This comprehensive scheme channels financial aid through the mother, father, or legal guardian to uplift the status of girl children, ensuring their healthy development and education, and ultimately enhancing their standing within the family and society.
Benefits
- For the Beneficiary (Girl Child):
- Health insurance up to Rs. 25,000/- per year.
- Annual scholarships varying from Rs. 300 to Rs. 1,000 depending on the academic class.
- A maturity benefit of Rs. 34,751 upon reaching 18 years.
- Lump sum benefits in case of accidental or natural death.
- For the Family:
- Financial aid is channeled through the parent or legal guardian.
- Support aimed at improving the overall socio-economic status of the family.
- Long-Term Impact:
- Promotes the empowerment of girl children.
- Encourages education and vaccination, contributing to healthier and more educated future generations.
Eligibility
To be eligible for the Bhagyalaxmi Scheme, the following conditions must be met:
- Birth Registration: The girl child’s birth must be registered within one year of her birth.
- BPL Status: Benefits are available only to BPL families, with a maximum of 2 female children eligible under the scheme.
- Immunization: The girl child must have been immunized as per the health department’s program.
- Birth Date: The girl child must be born after 31 March 2006 in a BPL family.
- Education for Maturity Benefit: The girl must complete the eighth grade to be eligible for the maturity amount.
- Marriage Age: The girl should not be married off before turning 18 years.
- Child Labour: The girl child should not be engaged in child labour.
Application Process
Online Application
- Visit the Official Website:
- Go to the official Bhagyalaxmi Yojana Karnataka website.
- Access Application Form:
- Click on the Bhagyalaxmi Yojana Application Form link to open the PDF.
- Fill in the Form:
- Complete the application form with all required details.
- Submit:
- Submit the form to the concerned authority as directed on the portal.
Offline Application
- The application can also be submitted offline by downloading, printing, and filling out the form, then submitting it to the designated authority.
Documents Required
- Application Form of the Bhagyalaxmi Scheme.
- Certified Copy of the Birth Certificate of the girl child.
- Income Details of the parents.
- Address Proof of the parents.
- BPL Card.
- Bank Details of the girl child.
- Photograph: A recent photograph of the child with parents.
- Family Planning Certificate: Required when registering a second girl child.
- Copy of Marriage Certificate or Self-Declaration Certificate of the parents.
Frequently Asked Questions
Q1: Who can apply for the Bhagyalaxmi Scheme?
A1: The scheme is available to BPL families in Karnataka with up to 2 female children.
Q2: How much scholarship is offered to the girl child under the scheme?
A2: Scholarships range from Rs. 300 to Rs. 1,000 per annum, depending on the girl’s academic class.
Q3: Does the girl child also get health insurance under the scheme?
A3: Yes, she receives health insurance coverage up to Rs. 25,000 per year.
Q4: If a family has 3 girl children, can they get benefits for all?
A4: No, the benefits are available only for up to 2 female children per BPL family.
Q5: What is the overall benefit of the Bhagyalaxmi Scheme?
A5: The scheme provides financial assistance for health, education, and overall development, along with additional benefits in case of accidents or natural death, thereby uplifting the status of girl children.
Q6: Are the girls required to be vaccinated?
A6: Yes, immunization as per the health department’s program is mandatory.
Q7: At what age can a girl be married under this scheme?
A7: The scheme mandates that a girl should not be married off before turning 18 years.
Q8: What is the minimum education requirement for eligibility of the maturity amount?
A8: The girl must complete the eighth grade.
Q9: How many girl children are eligible per family?
A9: Benefits are extended to a maximum of 2 girl children per family.
Q10: What is the mode of applying for this scheme?
A10: Applications can be submitted both online and offline.
Q11: What is the official link to apply for this scheme?
A11: The official application link is available on the Bhagyalaxmi Yojana Karnataka website.
Q12: What documents are required to be submitted?
A12: Required documents include the application form, birth certificate, income details, address proof, BPL card, bank details, photographs, family planning certificate (if applicable), and marriage/self-declaration certificate of parents.
Q13: Where can I check the eligibility criteria?
A13: Eligibility criteria are detailed in the official guidelines on the website.
Q14: How can I apply offline?
A14: Download, print, fill out the application form, and submit it to the designated authority.