Banglar Awaas Yojana: ₹1.3 Lakh Financial Aid for Pucca Houses in West Bengal

Banglar Awaas Yojana (BAY) is a flagship housing scheme aimed at providing pucca houses (minimum 25 sq. m. floor area) to houseless households and those living in kutcha or dilapidated houses. Launched in FY 2016-17 by the Ministry of Rural Development (MoRD), GOI, the scheme ensures that financial assistance and other benefits are directly provided to eligible beneficiaries for building a house.

• Cost Sharing: 60:40 between Central and State Government.
• Toilet Assistance: Available under the Mission Nirmal Bangla Prakalpa.

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Benefits

1. Financial Assistance:
   • Total of ₹1,30,000/- per house, credited in three installments:
     • 1st Installment: ₹60,000/-
     • 2nd Installment: ₹60,000/-
     • 3rd Installment: ₹10,000/-
2. Wage Support:
   • Entitlement of 95 unskilled mandays under MGNREGS.
3. Toilet Construction Assistance:
   • Additional support provided for eligible beneficiaries.

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Eligibility

• Citizenship: Must be an Indian citizen.
• Housing Status: Must belong to a houseless household or live in a kutcha or dilapidated house.
• Enrollment: Should be listed in the Permanent Waiting List (PWL) prepared based on SECC 2011 data.

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Application Process

Offline Process

1. Visit the PMAY-G website to check the Permanent Waiting List (PWL) based on SECC 2011 data.
2. Enter your District, Block, and Panchayat name, then verify the captcha.
3. If your name appears on the PWL, you are automatically considered for the scheme.
4. The government sanctions houses annually based on priority and category-wise allocation.
5. Financial assistance is credited directly into the registered bank account in three installments.

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Documents Required

1. Proof of Residence.
2. Bank Account Details.
3. Other documents as required.

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Frequently Asked Questions (FAQs)

1. What is Banglar Awaas Yojana?
   • A housing scheme to provide pucca houses for houseless and economically weaker households in West Bengal.
2. Who is eligible for Banglar Awaas Yojana?
   • Houseless households or those living in kutcha/dilapidated houses listed in the Permanent Waiting List (PWL).
3. How much financial assistance is provided?
   • ₹1,30,000/- per house, disbursed in three installments.
4. What other benefits are provided?
   • Wage support under MGNREGS and assistance for constructing toilets under Mission Nirmal Bangla Prakalpa.
5. How can applicants check their status?
   • Check the Permanent Waiting List (PWL) online via the PMAY-G portal.
6. Is there a deadline to apply?
   • No separate application is required; beneficiaries are automatically included if listed in the PWL.
7. Can assistance for toilets be availed?
   • Yes, toilet construction assistance is provided under Mission Nirmal Bangla Prakalpa.

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Sources and References

• Official Guidelines
• PMAY-G Portal