The Health & Family Welfare Department of Assam started the Assam Arogya Nidhi (AAN) Scheme to offer financial help to households below the poverty line (BPL) or earning less than ₹5 lakh yearly. This aid pays for life-threatening procedures and injuries from natural or human calamities like accidents.
Key Benefits:
- Up to ₹3 lakh financial help for life-threatening illnesses and disaster-related injuries.
- Heart operations, cancer treatments, renal diseases, and more are supported.
- Coverage for BMT procedures and industrial, agricultural, road, rail, and bomb explosion accidents.
- Treatment available in all Assam government, medical college, and authorized private hospitals.
Eligibility Criteria:
- Indian citizens who are residents of Assam.
- Family income of the applicant should be less than ₹5 lakh per year.
- No age limit for applicants.
- Government employees and pensioners are not eligible.
- Treatment must be sought in government hospitals or empanelled private hospitals as per the scheme guidelines.
How to Apply for the Assam Arogya Nidhi Scheme:
Application Process (Offline):
- Download Application: Visit the official website of National Health Mission (NHM) Assam at https://nhm.assam.gov.in/schemes/assam-arogya-nidhi to download the prescribed application form.
- Submit the Form: Fill in the application and submit it to the NHM, Assam or the Joint Director of Health Services at the district level.
- Verification by Expert Committee: An expert committee consisting of specialist doctors from Guwahati Medical College will review the applications.
- Approval and Fund Disbursement: Based on the committee’s recommendations, financial assistance is disbursed either directly to the beneficiary’s bank account or reimbursed to the hospital.
Key Guidelines:
- For applicants with PMJAY or AAA cards, they should first use cashless treatment under these programs before applying for AAN.
- Assam Arogya Nidhi Scheme, not normal medical costs, covers special instances.
Documents Required:
- Photograph of the patient (attested by the doctor).
- Income certificate attested by the Revenue Circle Officer.
- Proof of identity and address (Voter ID, Aadhar Card, Driver’s License).
- Bills, receipts, vouchers for medical treatment.
- Medical documents (e.g., prescriptions, discharge summary, hospital records).
- Bank details (attested photocopy of the first page of the bank passbook).
- PMJAY/AAA card if available.
Frequently Asked Questions (FAQs)
- The Assam Arogya Nidhi Scheme?
It funds treatments for life-threatening illnesses and disaster-related injuries. - How much financial aid am I eligible?
Maximum ₹3 lakh for approved medical care. - This plan covers which diseases?
Heart illness, cancer, renal disease, bone marrow transplants, and major accidents. - Where can I avail of treatment under the scheme?
Financial assistance is admissible in government hospitals, medical colleges, and recognized private hospitals. - Who decides who receives the benefits?
An expert committee comprising specialist doctors from Guwahati Medical College will assess and approve applications. - Is this scheme applicable only for Assam residents?
Yes, only permanent residents of Assam are eligible. - Can government employees or pensioners apply?
No, government employees and pensioners and their families are not eligible. - How do I apply for the scheme?
Download the application from the NHM website, fill it out, and submit it to NHM Assam or the District Health Services. - How is the financial assistance provided?
The assistance is provided either through direct bank transfer to the beneficiary or reimbursed to the hospital for medical expenses. - Can I reapply if I am already availing of another scheme?
If you have a PMJAY or AAA card, you must avail of treatment under those schemes first. If not, you can apply directly under AAN.