The “Assistance for Purchase of House” scheme is implemented by the Haryana Building and Other Construction Workers Welfare Board (HBOCWWB) under the Labour Department, Government of Haryana. This scheme provides an interest-free loan of up to ₹2,00,000/- to registered construction workers for the purchase or construction of their houses. Additionally, the Board offers financial assistance in the form of interest compensation up to ₹1,00,000/- through banks to those beneficiaries of the Pradhan Mantri Awaas Yojana (PMAY) for constructing a house. This facility is available once in a lifetime.
Benefits
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Interest-Free Loan:
Registered construction workers can avail an interest-free loan of up to ₹2,00,000/- for purchasing or constructing a house. -
Additional Financial Assistance:
For beneficiaries under PMAY, the Board provides interest compensation of up to ₹1,00,000/- through banks.
Eligibility
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Registration:
The applicant must be registered under the Haryana Building & Other Construction Workers Welfare Board (HBOCWWB). -
Membership Duration:
The worker should have a regular membership for at least 5 years. -
Age Criteria:
The worker’s maximum age must not exceed 52 years, ensuring that at least 8 years remain until they reach 60 years, which is the threshold for loan repayment. -
Facility Limit:
This benefit is available only once in a lifetime, and the application frequency is limited to one.
Application Process
Online
Registration of a Construction Worker Under HBOCWWB
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Visit the Official Website:
Navigate to the official website of the Labour Department, Haryana. -
Access HBOCWWB Link:
Click on the “Building & Ors Const. Workers Welfare Board” link on the home page. -
Instructions and Acknowledgment:
Read all instructions, tick the acknowledgment, and click the “Submit” button. -
Verification Using Parivar Pehchan Patra (PPP) – Family ID:
- Without PPP ID: If you do not have a PPP ID, select the appropriate option to be redirected to the PPP Portal to obtain your ID.
- With PPP ID:
- Select “I have family ID”
- Enter your Parivar Pehchan Patra number (Family ID)
- Click “Fetch Family Details” to display registered family members
- Select a family member for registration
- Verify using the OTP sent to the selected family member
- Click “Click to Verify”
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Aadhaar Verification:
Provide your Aadhaar number, tick the declaration checkbox, and click “Continue.” -
Complete Registration Form:
Fill out the registration form completely and submit it. -
Login:
After final submission, log in using your username and password. Note that to avail benefits, you must also pay the registration fee and add a minimum of 90 days of work experience for the preceding year. -
Add Work Experience:
Enter details of your work experience. The scheme benefits will be available once the 90 days’ work experience is approved by the designated officer.
Applying for the Scheme on the Antyodaya-SARAL Portal
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Visit the Portal:
Go to the official Antyodaya-SARAL Portal. -
New User Registration (if not registered):
Click on “New User/Register Here” and complete the mandatory fields (Name, Email ID, Mobile Number, Password). Submit the form and obtain your login ID via SMS. -
Login:
Log in using your credentials. -
Access Scheme List:
Click on “Scheme/Services List” to view available schemes. -
Select the Scheme:
Choose the “Assistance for Purchase of House” scheme and click “Apply for Service/Scheme.” -
Fill the Application Form:
Enter all required details in the online application form and submit your application.
Documents Required
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For HBOCWWB Registration:
- Identity Proof (Aadhaar Card, Voter Card)
- Passport-size photograph
- Attested work experience document
- Proof of residence (Ration Card, Haryana Domicile Certificate)
- Bank account details
- Caste Certificate (if applicable)
- Proof of age
- Parivar Pehchan Patra (Family ID)
- Disability Certificate (if applicable)
- Any other documents as required
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For Scheme Benefits:
- Identity proof/ID Card of the worker
- Location Certificate
- Land tax receipt and original documents
- Approved plan and estimate for construction
- Encumbrance Certificate (14 years)
- Terminal benefit declaration
- Attested copy of relevant pages of the Ration Card for maintenance application
- Ownership documents for the building (for maintenance only)
- Attested copies of identity proof and bank passbook
- Title clearance certificate
- Age certificate of the building (if applicable for maintenance)
- Valuation certificate of the building (if applicable)
- No objection certificate from the authorities (for construction)
- Declaration stating that neither the applicant nor their family owns a house (for new construction)
- Any additional documents as required
Frequently Asked Questions
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What are the benefits of the scheme?
The scheme offers an interest-free loan of up to ₹2,00,000/- for the purchase or construction of a house. Additionally, eligible PMAY beneficiaries receive interest compensation of up to ₹1,00,000/-. -
Is there any additional financial assistance for PMAY beneficiaries?
Yes, PMAY beneficiaries can avail interest compensation of up to ₹1,00,000/-. -
Who is eligible to apply for this scheme?
Registered construction workers under HBOCWWB with at least 5 years of membership, and aged not more than 52 years, are eligible. -
What is the maximum age limit for eligibility?
The maximum age is 52 years to ensure repayment can be completed by the time the worker reaches 60 years. -
How many times can a worker avail of this facility?
The facility is available only once in a lifetime. -
How can a construction worker register under HBOCWWB?
Workers must register via the official website of the Labour Department, Haryana, following the instructions provided, including PPP verification and Aadhaar verification. -
Where can applicants apply for the scheme?
Applications can be submitted online through the Antyodaya-SARAL Portal. -
What is the repayment period for the loan?
The repayment period is set based on the worker’s age, ensuring completion before the worker attains 60 years. -
Can applicants apply for the scheme multiple times?
No, the scheme allows for a single application per worker. -
Is there any provision for continuation of the loan after the death of the applicant?
Specific provisions for such cases are detailed in the scheme guidelines. -
Is there any registration fee required when registering under HBOCWWB?
Yes, registration fee payment is required as part of the process to avail benefits.