The scheme “Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B)” by the BOCW Welfare Board, Department of Labour, Karnataka, aims to provide financial assistance to registered construction workers and their families. This support helps them undergo appropriate medical care without incurring any financial liability, especially in cases of major diseases.
Eligibility
For Registration as a Building/Construction Worker:
- The applicant needs to be a construction worker (unorganized worker).
- The applicant age must be not less than 18 years.
- The applicant needs to have employed themselves in construction for at least 90 days from the last year.
Eligible Applicant for This Scheme:
- Any worker that has been enlisted or is enrolling with the Building and Other Construction Workers’ Welfare Board in Karnataka.
- Also eligible if being their dependents.
- A condition mentioned under such schemes of his serious disease will suffer from an individual worker.
Benefits – Financial Assistance: ₹2,00,000/- for treatment of major ailments.
Application Procedure
Online Enrollment as Building/Construction Laborer:
- On the official website of the Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB).
- Click on “Register” and select “Register as New Construction Worker.”
- Enter your mobile number, as per Aadhaar enrollment, and authenticate it using OTP.
- Fill in all the compulsory information and upload necessary documents in the dashboard.
- After filling the form, click “Final Submit.”
Application for Benefit Scheme:
- Log in through your mobile number and OTP after registration.
- Click on “Schemes” from the dashboard, which is available after approval of registration.
- Choose the applicable scheme for uploading all the essential details.
- Upload the required documents, verify details, and click “Submit” for final application completion.
Renewal Process:
- Log in through your registered mobile number and OTP in the KBOCWWB portal.
- Click on “Renewal” from the dashboard.
- Fill in all the required details and upload the necessary documents.
- Review and click “Submit” to finalize the renewal.
Note:
- Renewal: Registration of construction workers needs to be renewed every 3 years. A grace period of 1 year is permitted. If not renewed within this time, the registration will become invalid.
- Timeline: Applications need to be submitted within 6 months of the hospitalization start date.
- List of Recognized Private Hospitals for Medical Reimbursement:
- This scheme offers a list of hospitals recognized for reimbursement.
Documents Needed
To Be Registered as a Building/Construction Worker:
- Employment Certificate Form V(A)/V(B)/V(C)/V(D) for 90 days of employment.
- Aadhaar Card with self-attestation.
- Ration Card (not compulsory).
- Age Proof through Voter ID Card/Aadhaar Card.
For the Application under the Welfare Scheme:
- Identity/Smart Card issued by the Board.
- Employment Certificate.
- Proof of Bank Account.
- Admission and discharge dates along with the treatment details on hospital bills.
- Medical documents for hospitalization in government/private hospitals.
- Form XXII-A.
For Renewal:
- Employment Certificate in Form V(A)/V(B)/V(C)/V(D) for the period of 90 days employment.
Frequently Asked Questions (FAQs)
- To whom shall an application be submitted for registration under the Building and Other Construction Workers Welfare Board, Karnataka?
Every construction worker fulfilling the criteria laid down for such registration. - Is the minimum service an essential condition to get himself/herself registered as a beneficiary?
Yes. The worker has to have an employment for a minimum of 90 days in the past one year. - Who is eligible for the welfare scheme?
Registered construction workers or their dependents who are suffering from major ailments. - What are the necessary documents required to get registered?
- Employment Certificate
- Aadhaar Card
- Age Proof
- Other supporting documents
- How often must a construction worker renew his/her registration with Karnataka Building and Other Construction Workers Welfare Board?
Every 3 years with a 1-year grace period. - If the worker fails to renew the registration within the 3 years?
Thereby, the registration will become invalid. - If a worker fails to renew the registration within the grace period?
Then, the registration will be permanently invalid. - Is there an application fee for registration with Karnataka Building and Other Construction Workers Welfare Board?
No application fee is required, but a small amount of registration is applicable when registering for the first time. - How to become a beneficiary under the Karnataka Building and Other Construction Workers Welfare Board?
Click on the website and follow the registration process described. - Who is eligible for the “Assistance for Major Ailments” scheme?
Registered workers or their dependents suffering from major ailments. - How much financial aid can be obtained under this scheme?
₹2,00,000 for treatment of major ailments. - Can dependents apply for benefits if the enrolled worker dies in treatment?
Yes, dependents are entitled to apply for benefits if the worker dies. - How can one apply for the benefits under this scheme?
Apply online at the KBOCWWB website after enrolling.