The Advance for Purchase or Construction of House (GBOCWWB) scheme is a welfare initiative by the Goa Building and Other Construction Workers Welfare Board, under the Department of Labour and Employment, Goa. This scheme is designed to provide financial assistance to registered construction workers, enabling them to purchase or construct a house outright. It supports the aspiration of workers to secure housing by sanctioning an advance that is later recovered in equal instalments.
Benefits
- Financial Advance: Up to ₹50,000 is provided to support the purchase or construction of a house.
- Home Ownership Support: Assists workers in securing a permanent residence, promoting long-term financial stability.
- Repayment Flexibility: The advance is recovered in equal instalments, easing the repayment process for beneficiaries.
Eligibility
Applicants must meet the following criteria:
- Must be a worker registered with the Goa Building and Other Construction Workers Welfare Board.
- Must be between 18 and 60 years of age.
- Must have completed at least ninety days of service as a registered worker during the year.
- Should have maintained continuous membership in the Fund for at least five years.
- The applicant should have a minimum of fifteen years of service for superannuation.
Application Process (Offline)
- Obtain the Application Form:
- Print the prescribed application form from the Official Website of the Department of Labour and Employment, Goa, or
- Visit the Office of the Commissioner, Labour & Employment at Sharma Shakti Bhavan, Patto Plaza, Panaji-Goa (Tel: 0832-2437081/82/83, Email: [email protected]) to request a hard copy.
- Complete the Application:
- Fill in all mandatory fields on the form.
- Paste a passport-sized photograph (signed across, if required).
- Attach self-attested copies of all required documents.
- Submission:
- Submit the completed and signed application form along with the documents to the Office of the Commissioner, Labour & Employment.
- Acknowledgement:
- The concerned authority will issue a receipt with a unique application number as an acknowledgment of submission.
Documents Required
- Worker Registration Card/Number
- Receipt of Payment: For first & last subscription with the Board
- Plan and Estimate (Approved)
- Encumbrance Certificate: (14 Years)
- Location Certificate
- Land Tax Receipt
- Original Document: As applicable
- Attested Copy of Ration Card: (Pages 2 and 4) for Maintenance Application
- Proof of Building Ownership: (For maintenance only)
- Terminal Benefit Declaration
- Attested Copies: Of Identity Card and Bank Passbook
- Title Clearance Certificate
- Age Certificate of the Building: (For maintenance only)
- Valuation Certificate of the Building: (For maintenance only)
- No Objection Certificate: From Authorities for construction
- Declaration: By the applicant that neither he/she nor his/her spouse or children own a house (for new construction)
- Completion Certificate: To be submitted within six months from the date of withdrawal of the advance
Frequently Asked Questions
Q1: Who oversees the operations of the Goa Building and Other Construction Workers Welfare Board?
A1: The board is overseen by the Department of Labour and Employment, Goa.
Q2: How can one apply for registration of establishments employing building workers in Goa?
A2: Details regarding registration are provided on the official website and related guidelines of the Board.
Q3: What is the age-related eligibility criteria for this scheme?
A3: Eligible workers must be between 18 and 60 years of age.
Q4: What is the service period requirement for applying?
A4: Applicants must have completed at least ninety days of service as a registered worker within the year and maintained continuous membership in the Fund for five years.
Q5: Can a worker who is a member of another fund register under this scheme?
A5: Eligibility is limited to those registered with the Goa Building and Other Construction Workers Welfare Board only.
Q6: How long is the registration certificate valid under the Building and Other Construction Workers Act?
A6: Registration validity and renewal details are specified in the Board’s guidelines.
Q7: Who are the registering officers for this act in Goa?
A7: The registering officers are appointed by the Board, and their contact details can be found in the official guidelines.
Q8: What is the fee structure for the registration of establishments?
A8: The fee structure is outlined in the official registration guidelines available on the Board’s website.
Q9: Can registration be transferred or renewed?
A9: Yes, provisions for transfer or renewal are provided under the act as per the guidelines.
Q10: Who approves the applications for registration under the act?
A10: Applications are approved by the designated authorities within the Board, following detailed verification procedures.