The Advance For Purchase or Construction Of House scheme was initiated by the Department of Labour and Employment, Government of Arunachal Pradesh. Designed exclusively for registered workers under the Arunachal Pradesh Building & Other Construction Workers Welfare Board (APB&OCWWB), this scheme aims to support eligible construction workers in acquiring or constructing their own house. By providing financial assistance, the state government facilitates home ownership, enhancing the living conditions and security of its workers.
Benefits
- Cash Assistance: Eligible workers receive ₹1.00 lakh for the purchase or construction of a house.
- Flexible Use: The assistance can be utilized either to purchase a ready-made house or to fund the construction of a new home.
- Empowerment: The scheme supports long-term financial security for workers by facilitating home ownership.
Eligibility
To qualify for the scheme, the applicant must meet the following criteria:
- Must be a permanent resident of Arunachal Pradesh.
- Must be employed in building and other construction works.
- Must be registered with the Arunachal Pradesh Building & Other Construction Workers Welfare Board (APB&OCWWB).
- Must have an active membership with the board for at least 5 years.
- Should have a minimum of 15 years of service before superannuation or retirement.
- Must demonstrate the ability to repay the principal amount of the loan along with any applicable interest, as fixed by the board.
Application Process
Offline Application
- Contact Registering Officers:
- Interested applicants should contact the Registering Officers of the APB&OCWWB in their respective district.
- Obtain Application Form:
- The application form, in the prescribed format, can be collected from the concerned office.
- Complete the Application:
- Fill out the form completely and attach all the relevant documents.
- Submit the Application:
- Submit the filled application form to the designated office for verification.
- Verification and Approval:
- After successful verification of the documents and details, the applicant can avail the benefits under the scheme.
Documents Required
- Identity Proof: Aadhaar Card, Voter ID Card, etc.
- Registration Card: Xerox copy of the worker’s registration card.
- Building Plan or Agreement: For construction, the building plan; for purchase, the agreement copy.
- Salary/Wage Statement
- Deed of Agreement/Affidavit
- Completed Application Form
- Bank Account Details: Bank account number and front page of the passbook.
- Passport-size Photographs
Frequently Asked Questions
Q1: What is the objective of the scheme?
A1: The scheme aims to provide financial assistance to registered construction workers for purchasing or constructing a house, ensuring improved living conditions and long-term security.
Q2: By which department was this scheme launched?
A2: The scheme was launched by the Department of Labour and Employment, Government of Arunachal Pradesh.
Q3: What is the full form of APB&OCWWB?
A3: APB&OCWWB stands for Arunachal Pradesh Building & Other Construction Workers Welfare Board.
Q4: How much financial assistance is provided to eligible workers?
A4: Eligible workers are provided with ₹1.00 lakh in cash assistance.
Q5: Is it mandatory to be registered under the board?
A5: Yes, the applicant must be registered with the APB&OCWWB.
Q6: What should be the minimum duration of membership to avail the scheme?
A6: The applicant should have an active membership for at least 5 years.
Q7: Who is eligible under this scheme?
A7: The scheme is exclusively for permanent residents of Arunachal Pradesh employed in building and construction works, who are registered with APB&OCWWB and meet the service requirements.
Q8: Is this scheme only for workers/labour of Arunachal Pradesh?
A8: Yes, only workers who are permanent residents of Arunachal Pradesh are eligible.
Q9: Can a worker whose membership has expired still take advantage of the scheme?
A9: No, the applicant must have an active registration with the board to be eligible.
Q10: Is repayment of the loan mandatory?
A10: Yes, the applicant must be able to repay the principal amount along with the interest as fixed by the board.
Q11: How can I avail the benefits of the scheme?
A11: Benefits can be availed by contacting the Registering Officers of APB&OCWWB in the respective district, obtaining the application form, submitting it with the required documents, and completing the verification process.