Apply for Maharashtra Fixed Deposit Scheme – ₹1 Lakh for Girl Child’s FutureScheme StatusScheme Status

The “Financial Assistance for Girl Child Attend Her Age of 18” scheme is launched by the Maharashtra Building And Other Construction Workers Welfare Board (MBOCWW), under the Labour Department, Maharashtra. The scheme aims to support the future of one female child of a registered construction worker (or their spouse) who has undergone a family planning operation after the birth of a female child. Financial assistance is provided in the form of a fixed deposit of ₹1,00,000/-, which will remain in the bank until the girl child turns 18 years old.

Benefits

  • Fixed Deposit:
    A fixed deposit of ₹1,00,000/- is set up for one female child.
  • Maturity Benefit:
    The fixed deposit matures and is made accessible when the girl child reaches the age of 18.

Eligibility

To be eligible for the scheme, the following criteria must be met:

  • Registration:
    The applicant must be a registered construction worker in Maharashtra.
  • Family Planning Operation:
    The worker or their spouse must have undergone a contraceptive surgery after the birth of one female child.

Note:
This scheme is exclusively for one female child and is not applicable for male children or for more than one child.

Application Process

The application process for this scheme is conducted offline:

  1. Download Application Form:
    • The interested applicant should download the application form from the official MBOCWW website.
  2. Fill the Application Form:
    • Complete all mandatory fields in the form and attach copies of the required documents (self-attested, if required).
  3. Submit Application:
    • Submit the duly filled and signed application form along with the documents to the Labor Commissioner/Government Labor Officer.
  4. Obtain Acknowledgment:
    • Request a receipt or acknowledgment from the concerned authority. The receipt should include essential details such as the date, time of submission, and a unique identification number (if applicable).

Documents Required

  • Passport-size photograph.
  • Aadhaar Card.
  • Identity Card of the Maharashtra Building and Other Construction Workers Welfare Board.
  • Bank Passbook.
  • Certificate of Family Planning Strategy (issued by a competent medical officer).
  • Affidavit stating that the applicant does not have more than one daughter.
  • Proof of Residence (one of the following: Aadhaar Card, Passport, Driving License, Ration Card, last month’s Electricity Bill, or Gram Panchayat Certificate).

Frequently Asked Questions

  • Who is eligible for this scheme?
    Registered construction workers in Maharashtra whose worker or spouse has undergone contraceptive surgery after the birth of one female child are eligible.

  • How much financial assistance is provided?
    The scheme provides a fixed deposit of ₹1,00,000/-.

  • What is the purpose of the fixed deposit?
    The fixed deposit is intended to secure the future of the girl child, becoming accessible when she turns 18 years old.

  • Is this benefit available for male children?
    No, this scheme is exclusively for a female child.

  • Can the worker apply for more than one child?
    No, the scheme provides assistance for only one female child.

  • What documents are required to apply for this scheme?
    Documents include a passport-size photo, Aadhaar Card, identity proof from MBOCWW, bank passbook, certificate of family planning strategy, affidavit for having only one daughter, and proof of residence.

  • Is there a specific timeline for applying to this scheme?
    Applicants should refer to the official guidelines provided on the MBOCWW website for any timeline details.

  • What happens to the fixed deposit if the girl child passes away before the age of 18?
    Applicants should consult the official guidelines or contact the Board for specifics on such contingencies.

  • Is there any income limit for applying to this scheme?
    The scheme does not specify an income limit; eligibility is based on registration status and family planning operation.

  • Can the fixed deposit be withdrawn before the child turns 18?
    No, the deposit remains in the bank until the girl child reaches the age of 18.

  • Can the spouse apply for this scheme independently?
    The scheme is applicable to the registered worker or their spouse, provided the eligibility criteria are met.

  • Where can I apply for this scheme?
    The application form can be downloaded from the official MBOCWW website, and the completed application should be submitted to the Labor Commissioner/Government Labor Officer.

  • Is the scheme applicable for workers outside Maharashtra?
    No, the scheme is only for registered construction workers in Maharashtra.

Sources and References

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