Puducherry Natural Death Benefit Scheme: ₹70,000 Benefit for NomineesScheme StatusScheme Status

The Natural Death Benefit Scheme is a welfare initiative by the Puducherry Building and Other Construction Workers Welfare Board under the Labour Department of the Union Territory of Puducherry. The scheme provides financial assistance of ₹70,000 to the nominees/dependents of a deceased construction worker, in addition to a separate ₹70,000 provided by the Life Insurance Corporation (LIC). The benefit is credited directly into the nominee’s bank account via Direct Benefit Transfer (DBT). Applications for this scheme are accepted offline.

Benefits

  • Financial Assistance:
    ₹70,000 is provided to the nominee or dependent of the deceased construction worker.
  • Disbursal Timeline:
    The benefit is disbursed within 1 month of application.
  • Mode of Payment:
    The amount is transferred via Direct Benefit Transfer (DBT) to the bank account of the nominee/dependent.

Eligibility

  • Nominee/Dependent Requirement:
    The applicant must be the nominee or dependent of the deceased construction worker.
  • Registration:
    The deceased must have been registered as a construction worker with the Puducherry Building and Other Construction Workers Welfare Board.
  • Citizenship:
    The deceased must have been a citizen of India.
  • Age of the Deceased:
    The deceased must have completed 18 years of age during his/her lifetime.
  • Retirement Consideration:
    The deceased should not have been 60 years or older in the 12 months preceding his/her engagement in construction work.
  • Contribution:
    The deceased must have contributed regularly to the welfare fund and not defaulted in contribution payments for more than one continuous year.

Application Process

Offline Application

  1. Obtain Application Form:
    • Visit the office of the Puducherry Building and Other Construction Workers Welfare Board at Industrial Estate, Thattanchavady, Puducherry (605009) and collect the prescribed application form free of cost.
    • Alternatively, take a printout of the prescribed application form available under “Application for Welfare Benefits” on Page No. 69 of the Citizen’s Charter.
  2. Fill the Application:
    • Complete all mandatory fields on the form.
    • Paste a passport-sized photograph (signed across, if required).
    • Attach copies of all mandatory documents (self-attested, if required).
  3. Submission:
    • Submit the duly filled and signed application along with the documents to the concerned authority.
    • Request a receipt or acknowledgement that includes the date, time of submission, and a unique identification number (if applicable).

Note:
The application must be submitted within two months from the date of death of the construction worker.

Documents Required

  • Beneficiary Identity Card.
  • Last Subscription Renewal Copy.
  • Death Certificate.
  • Proof of Relationship of the Nominee to the Deceased.
  • Ration Card.
  • Bank Details.
  • Aadhaar Card.

Frequently Asked Questions

  • What financial assistance does the scheme provide?
    The scheme provides ₹70,000 to the nominee/dependent of the deceased construction worker.

  • What is the time frame for disbursal of the financial assistance?
    The benefit is disbursed within 1 month of submitting the application.

  • How is the financial assistance disbursed to the beneficiaries?
    The amount is credited via Direct Benefit Transfer (DBT) into the nominee’s bank account.

  • What role does the Last Subscription Renewal Copy play in the application process?
    It serves as proof that the deceased had been regularly contributing to the welfare fund.

  • Can anyone other than the nominee or dependent of the deceased construction worker avail of the assistance?
    No, only the nominee or dependent is eligible to receive the benefit.

  • Is the application process online or offline?
    Applications are accepted strictly offline.

  • How is the Proof of Relationship requirement handled?
    The nominee must submit appropriate documentation (e.g., birth certificate, marriage certificate, or any other valid proof) to establish the relationship with the deceased.

  • What channels are available for queries or assistance during the application process?
    Contact details and grievance redressal information are provided in the official guidelines and on the Welfare Board’s office notice board.

  • Do I need to pay a fee to apply for this scheme?
    No, there is no fee for the application.

  • Is there any compensation for a delay in the disbursal of benefits?
    For details regarding delays or compensation for such, please refer to the official grievance redressal guidelines.

Sources and References

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