Launched on 1st April 2006 (amended on 30th August 2011) by the Department of Social Justice and Empowerment, Government of Haryana, the Rajiv Gandhi Family Insurance Scheme provides financial compensation to eligible individuals in cases of accidental death or permanent disability. The scheme targets residents in the age group of 18-60 years who are not income taxpayers or government employees, and whose names appear on the electoral roll or hold a valid ration card. Additionally, compensation is available only for families with an annual income of up to ₹2.50 lakhs.
Benefits
- Accidental Death / Permanent Disability:
- ₹1.00 Lakh is provided for accidental death or permanent disability.
- Partial Disability Compensation:
- Loss of two limbs, two eyes, one limb, and one eye: ₹50,000/-
- Loss of one eye or one limb: ₹25,000/-
Eligibility
To qualify for the scheme, the applicant must:
- Be in the age group of 18 to 60 years.
- Be a permanent resident of Haryana.
- Have their name listed in the voter’s list or possess a valid ration card issued by the competent authority.
- Belong to a family with an annual income not exceeding ₹2.50 lakhs.
- Not be a government or semi-government employee.
- Be eligible under the scheme in cases of accidental death or permanent (total/partial) disability.
Application Process
Offline Process
-
Form Collection:
- Visit the office of the Social Welfare Department (District Social Welfare Officer – DSWO) in your Block/District.
- Alternatively, download the application form from the official website.
-
Form Completion:
- Fill out the application form completely.
- Attach all essential documents.
-
Attestation:
- Get the application form attested by the concerned authority as mentioned on the form.
-
Submission:
- Submit the attested form and supporting documents to the Social Welfare Department (DSWO) office in your Block/District.
-
Verification & Approval:
- After verification of your application, eligible applicants will receive the benefits under the scheme.
Documents Required
- Identity Proof (e.g., Aadhaar Card, Voter ID)
- Proof of Age
- Residence Proof
- Copy of Ration Card
- Copy of FIR (in case of accidental death)
- Copy of the Postmortem Report (if applicable)
- Disability Certificate (if applying on grounds of disability)
- Income Certificate
Frequently Asked Questions
-
What is the “Rajiv Gandhi Family Insurance Scheme”?
It is a financial assistance scheme providing compensation for accidental death or permanent disability to eligible residents of Haryana. -
Which department has launched this scheme?
The scheme is launched by the Department of Social Justice and Empowerment, Government of Haryana. -
When was the scheme launched?
It was launched on 1st April 2006 and amended on 30th August 2011. -
Who is eligible for the scheme?
Individuals aged between 18-60 years who are permanent residents of Haryana, listed in the voter’s roll or holding a valid ration card, with an annual family income not exceeding ₹2.50 lakhs, and who are not government or semi-government employees. -
Can a general category applicant apply under this scheme?
Yes, provided they meet the income and other eligibility criteria. -
Is this scheme only for residents of Haryana?
Yes, only permanent residents of Haryana are eligible. -
What is the benefit provided under the scheme?
Compensation of ₹1.00 Lakh for accidental death/permanent disability, with additional amounts for partial disabilities. -
What is the income criterion under the scheme?
The annual family income must not exceed ₹2.50 lakhs. -
Who are excluded from this scheme?
Government and semi-government employees, income taxpayers, and individuals with an annual income exceeding the limit are not eligible. -
How can an applicant apply for the scheme?
Applicants must visit the Social Welfare Department office (DSWO) or download the application form from the official website, complete it with the necessary documents, get it attested, and then submit it to the office. -
Where can an applicant find the application form?
The application form is available at the District Social Welfare Office and on the official website.