Launched on 1 March 2023 by the Labor Department of Chhattisgarh, the Mukhyamantri Nirman Shramik Awas Sahayata Yojana aims to provide financial assistance to registered building and other construction workers. This scheme is designed to help eligible workers construct a house on their own plot or purchase a new house, thereby enhancing their living conditions and overall welfare.
Benefits
- Subsidy:
- A subsidy of up to ₹50,000 is provided to cover interest payments on housing loans.
- Home Construction or Purchase:
- The scheme supports both constructing a house on one’s own plot and purchasing a new house.
Eligibility
- Registration Requirement:
- The applicant must be a registered construction worker with continuous live registration for at least three years.
- Existing Residence:
- The worker or any family member should not already have an existing residence registered in Chhattisgarh.
- Household Benefit:
- Only one beneficiary per household can receive the subsidy.
- Land Area Limits:
- Maximum land area is 500 sq ft in urban areas and 1000 sq ft in rural areas.
- Property Conditions:
- Housing construction on government-leased land is permissible.
- The selected property should not be under any dispute.
- Permit Requirements:
- If the worker owns land or is purchasing a new house, a land diversion/building permit from the concerned Chhattisgarh government department is required.
Application Process
Online Application
- Visit the Official Website:
- Go to the official website of the Chhattisgarh Labour Department.
- Navigate to the Application Portal:
- On the homepage, click on “Apply” under “Chhattisgarh Building and Other Construction Workers Welfare Board.”
- Enter Details:
- Select Group Name: “Bhavan Evan Koi Sannirmaan”
- Select Service: “Yojana”
- Choose “Aavedan” (Apply) and click Next.
- Provide Registration Information:
- Select your district name and provide your old/new registration number, then click Next.
- Select the Scheme:
- Choose the Mukhyamantri Nirman Shramik Awas Sahayata Yojana from the list.
- Fill and Submit:
- Fill out the online application form with the required details and submit your application.
Documents Required
- Employer’s Certificate:
- Verifying at least 90 days of construction work within the year preceding the application.
- Housing Loan Sanction Letter:
- From the financial institution or bank.
- Interest Calculation Sheet:
- From the loan provider.
- Land Ownership Documents:
- Original scanned copy of documents such as Khasra, map, B-forest, or government lease.
- Aadhaar Card:
- Original scanned copy linked to the mobile number.
- Self-Declaration Form:
- An original scanned copy of the self-declaration form by the beneficiary.
Frequently Asked Questions
Q1: What is this scheme?
A1: The Mukhyamantri Nirman Shramik Awas Sahayata Yojana is a financial assistance scheme for construction workers in Chhattisgarh, providing a subsidy of up to ₹50,000 to help with interest payments on housing loans for building or purchasing a house.
Q2: What is the objective of the scheme?
A2: The scheme aims to improve the living conditions of construction workers by providing financial support to construct a house on their own plot or purchase a new one.
Q3: What are the benefits of this scheme?
A3: Eligible workers receive a subsidy of up to ₹50,000 for interest payments on their housing loans, facilitating home construction or purchase.
Q4: Who is eligible for the scheme?
A4: Registered construction workers with at least three years of continuous registration, with no existing residence in their or their family’s name in Chhattisgarh, and meeting land area limits (500 sq ft in urban, 1000 sq ft in rural areas) are eligible. Only one beneficiary per household can apply.
Q5: What are the land area requirements?
A5: The maximum land area allowed is 500 sq ft in urban areas and 1000 sq ft in rural areas.
Q6: What documents are required to apply?
A6: Required documents include the employer’s certificate, housing loan sanction letter, interest calculation sheet, land ownership documents, Aadhaar card, and a self-declaration form.
Q7: How can I apply for the scheme?
A7: Applications must be submitted online through the official website of the Chhattisgarh Labour Department by following the detailed steps provided on the portal.
Q8: What is the official website to apply for this scheme?
A8: The application is available on the official website of the Chhattisgarh Labour Department.