The NIJASHREE Housing Scheme is an affordable housing initiative launched by the Government of West Bengal to address the growing demand for housing among families in the Lower Income Group (LIG) and Middle Income Group (MIG). The scheme aims to provide a “Basha” (house) to eligible families through the construction of flats on government or local body land, making home ownership accessible to low and middle-income citizens.
Benefits
- Flat Allotment:
Eligible families are allotted a house (flat) through a transparent lottery system. - Subsidized Housing:
Beneficiaries receive flats at subsidized rates on a freehold land basis, reducing the overall cost of housing. - Credit-Linked Subsidies:
Financial subsidies are provided to further lower the purchase cost for beneficiaries.
Eligibility
- Income Criteria:
- For LIG: Monthly family income should be ₹15,000 or less.
- For MIG: Monthly family income should be ₹30,000 or less.
- Property Ownership:
Applicants should not own any pucca house/flat in their name or in the name of any family member (including spouse and unmarried children) within the state. - Local Residency:
The applicant must be an inhabitant of the same district in which the project is implemented. - One Flat Per Family:
Each family is eligible for one flat only; an applicant cannot apply for more than one flat in any project within the same district.
Application Process
Offline Application
- Download Application Form:
- A sample application form and a soft copy of the brochure are available on the website www.wbhousing.gov.in and at the office of the District Magistrate/Sub-Divisional Officer.
- Obtain Hard Copy:
- The original application form (bearing a printed serial number) is available from specific nationalized banks/other banks.
- Complete Application:
- Fill in the form with all required details and attach the necessary documents.
- Payment of Application Money:
- Application money is charged at ₹2500 for 1BHK and ₹25000 for 2BHK. This fee is refundable for unsuccessful applicants and will be adjusted against the unit cost.
- Submission:
- Submit the completed application form, along with the application money and required documents, to the bank branch from which the form was obtained.
Note:
- A joint applicant (husband/wife/dependent parent) is allowed.
- If a project does not secure bookings of at least 80% of the total flats, the application money will be refunded within 30 days.
- No processing fee is charged.
Documents Required
- Passport Size Photograph
- Original Income Certificate: Issued by the SDO/BDO or employer/competent authority.
- Original Affidavit/Declaration
- Copy of Voter Card
- Copy of Ration Card
- Copy of PAN Card
- Copy of Aadhar Card
- Bank Details: Proof of bank account (e.g., bank passbook or cheque).
- Proof of Address: Such as an electricity bill, telephone bill, or bank statement.
Frequently Asked Questions
Q1: What is the aim of the NIJASHREE Housing Scheme?
A1: The scheme aims to provide affordable housing to families in the Lower and Middle Income Groups by allotting subsidized flats on government lands.
Q2: How are flats allotted under this scheme?
A2: Flats are allotted to eligible beneficiaries through a transparent lottery process conducted at the district/sub-division level.
Q3: Who is eligible to apply for this scheme?
A3: Applicants must belong to the LIG or MIG based on income criteria, should not own a pucca house/flat, and must be residents of the district where the project is implemented.
Q4: What should be the monthly family income for LIG applicants?
A4: The monthly family income for LIG applicants should be ₹15,000 or less.
Q5: What should be the monthly family income for MIG applicants?
A5: The monthly family income for MIG applicants should be ₹30,000 or less.
Q6: Is it mandatory for an applicant to be a resident of the project district?
A6: Yes, the applicant must be an inhabitant of the district where the project is to be implemented.
Q7: Can an applicant who already owns a pucca house apply?
A7: No, applicants or any family members owning a pucca house/flat are not eligible.
Q8: How many flats can one applicant apply for?
A8: Each applicant can apply for only one flat per family.
Q9: What is the application fee?
A9: The application fee is ₹2500 for 1BHK flats and ₹25000 for 2BHK flats; this fee is refundable if the applicant is not allotted a flat.