MUHAFIZ Scheme: ₹1 Lakh J&K Workers’ Partial Permanent Disablement SchemeScheme StatusScheme Status

The Workers In Case of Partial Permanent Disablement scheme is a welfare initiative by the Jammu & Kashmir Building and Other Construction Workers Welfare Board (JKBOCWWB), under the MUHAFIZ Scheme which includes PMJJBY and PMSBY. Launched on 01.01.2018, this scheme provides financial assistance of Rs. 1,00,000 to registered construction workers who suffer partial permanent disablement, ensuring prompt support during challenging times.

Benefits

  • Financial Assistance: Provides a sum of Rs. 1,00,000 to help mitigate the consequences of partial permanent disablement.
  • Support Under MUHAFIZ: Integrated with PMJJBY and PMSBY schemes for comprehensive welfare coverage.
  • Ease of Application: Multiple application options (online and offline) facilitate access to the benefit.
  • Regular Registration: Encourages continuous engagement with the welfare board through annual renewal of registration.

Eligibility

For Registration as a Building/Construction Worker

  • Must be a resident of Jammu & Kashmir.
  • Must be engaged in building or construction work.
  • Age should be between 18 and 60 years.
  • Should have worked in building or construction for at least 90 days in the preceding 12 months.
  • Registration under the JKBOCWWB must be renewed annually.

For Application of the Welfare Scheme

  • The worker must be a registered member of the JKBOCWWB.
  • The scheme applies to workers suffering from partial permanent disablement.

Application Process

Registration of a Construction Worker under JKBOCWWB (Online)

  1. Visit the Official Website: Navigate to the JKBOCWWB website.
  2. Labour Registration: Click the “Labour Registration” link on the homepage.
  3. New Registration: For new users, select “Apply for New Registration” and fill in the required details.
  4. OTP Verification: Submit the form, receive an OTP on your registered mobile number, and verify it.
  5. Confirmation: On successful OTP verification, you will receive a Login ID and password via SMS.
  6. Access Dashboard: Log in using your credentials and select “Construction Worker’s Registration” to fill out the registration form.
  7. Document Upload: Enter the required details, upload important documents such as ID proof and certificates, and then submit the form after paying the application fee online.
  8. Registration Number: A unique registration number will be provided upon successful submission.

Applying for Scheme Benefits (Online/Offline)

  1. Login: Go to the official JKBOCWWB website and click on “Login”.
  2. Scheme Registration: After signing in, select “Scheme Registration” and click “Apply for Scheme”.
  3. Select Scheme: Choose the Workers In Case of Partial Permanent Disablement scheme.
  4. Fill the Application: Complete the required information and upload necessary documents as prompted.
  5. Submit Application: Click “Submit Application” to complete the process.
  6. Application Tracking: Track your application status online; updates will be sent to your registered mobile number.

Documents Required

  • Original Medical Certificate: Issued by a medical board or competent authority.
  • Attested Age Proof: For the registered worker.
  • Bank Details: A duly attested photocopy of the bank passbook or a cancelled cheque (with IFSC code) bearing the name of the worker or nominee/legal heir.
  • Aadhaar Card/Biometric Card: Photocopy of the registered worker’s identification.
  • Registration Certificate: Under the JKBOCWWB.
  • Employment Proof: Work records or pay slips in the building/construction sector.
  • Disability Certificate: From a recognized medical authority confirming partial permanent disablement.
  • Proof of Residence: Such as Voter ID, Ration Card, or Utility Bill.
  • Passport Size Photograph: Recent photograph of the worker.
  • Income Certificate: To establish eligibility under the scheme, if applicable.

Frequently Asked Questions

Q1: What is the “Workers In Case of Partial Permanent Disablement” scheme?
A1: It is a welfare scheme offering Rs. 1,00,000 in financial assistance to registered construction workers who suffer partial permanent disablement.

Q2: Who is eligible for this scheme?
A2: Eligible candidates are registered building/construction workers in Jammu & Kashmir, aged between 18 and 60 years, with at least 90 days of work in the preceding 12 months, and suffering from partial permanent disablement.

Q3: What is the amount of financial assistance provided under the scheme?
A3: The scheme provides Rs. 1,00,000 as financial assistance.

Q4: What documents are required to apply for this scheme?
A4: Required documents include a medical certificate, age proof, bank passbook or cancelled cheque, Aadhaar/Biometric Card, registration certificate, employment proof, disability certificate, proof of residence, passport size photograph, and an income certificate if applicable.

Q5: Where can the worker apply for the scheme?
A5: Applications can be submitted both online and offline via the JKBOCWWB official website.

Q6: Is the Aadhaar Card mandatory for applying?
A6: Yes, a photocopy of the Aadhaar Card or Biometric Card is required.

Q7: How is the disability confirmed for this scheme?
A7: Disability must be confirmed with a Disability Certificate issued by a recognized medical authority.

Q8: Can a nominee/legal heir apply on behalf of the worker?
A8: The scheme is designed for the worker; however, if the worker is deceased, the nominee or legal heir may apply for the benefit.

Q9: Is there any age limit for the worker to apply for the scheme?
A9: Yes, the applicant should be between 18 and 60 years of age at the time of registration.

Q10: Is the scheme applicable for accidental disablement?
A10: The scheme specifically covers partial permanent disablement, regardless of whether it is accidental or due to other causes.

Q11: How is the financial assistance disbursed to the worker?
A11: The financial assistance is disbursed directly, as per the guidelines laid out by the JKBOCWWB.

Q12: Is the scheme applicable to workers in sectors other than construction?
A12: No, the scheme is exclusively for workers registered under the JKBOCWWB in the building and construction sector.

Sources and References

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top