Nirman Shramik Pucca Ghar Yojana (NSPGY) is a scheme initiated by the Labour and ESI Department, Government of Odisha, designed to meet the housing needs of registered building and construction workers in rural areas. It provides pucca houses to construction workers who lack permanent housing.
A pucca house is durable and can withstand natural wear and tear and adverse climatic conditions, ensuring better living standards for beneficiaries.
Objectives
- To provide pucca houses to registered building and construction workers in rural areas.
- Empower women by sanctioning houses preferably in the name of the woman head of the household.
- Promote innovation in housing design, materials, and construction techniques.
Key Features
- Fully Funded by OB&OCWWB: The scheme is funded by the Odisha Building & Other Construction Workers Welfare Board (OB&OCWWB) with an annual budget allocation.
- Direct Benefit Transfer (DBT): Funds are transferred directly to beneficiaries’ accounts via the Public Financial Management System (PFMS).
- No Contractors Involved: Beneficiaries must construct houses themselves.
- Minimum Specifications:
- Carpet area: 25 square meters (including hygienic cooking space, excluding toilets).
- Roof material: RCC or equivalent strength.
- Incentives for Early Completion: Beneficiaries can earn up to ₹20,000 for completing construction within 4 months.
Benefits
Financial Assistance
- Non-IAP Districts: ₹1,20,000 for new houses.
- IAP Districts: ₹1,30,000 for new houses.
Additional Benefits
- Wage components under MGNREGS:
- Non-IAP: 90 person days.
- IAP: 95 person days.
- ₹12,000 for IHHL (Individual Household Latrine) construction under MGNREGS/SBM(G).
- Convergence for drinking water, electrification, and land development under various schemes like Deen Dayal Upadhyaya Gram Jyoti Yojana (DDU GJY).
Incentives
- ₹20,000 for completing the house within 4 months.
- ₹10,000 for completing the house within 6 months.
Installment Breakdown
| Installment | Level of Construction | IAP (₹) | Non-IAP (₹) |
|---|---|---|---|
| 1st | Issuance of work order | 20,000 | 20,000 |
| 2nd | Completion of plinth | 35,000 | 30,000 |
| 3rd | Completion up to roof level | 45,000 | 40,000 |
| 4th | Completion of house and IHHL, occupancy | 30,000 | 30,000 |
Eligibility Criteria
- Residential Status: Must be a permanent resident of Odisha.
- Employment: Must be a registered building and construction worker under OB&OCWWB for at least 90 days in the past 12 months.
- Age: Between 18 and 60 years.
- Housing Status: Must not own a pucca house.
- Exclusions:
- Beneficiaries of other housing schemes.
- Applicants not listed in the Kutcha household category of SECC 2011 unless certified eligible by BDO.
Application Process
Registration
- Register on the Nirman Shramik Portal.
- Provide Aadhaar and Family Details for verification.
Selection
- The District Labour Officer (DLO) prepares a list of eligible workers.
- The Block Development Officer (BDO) verifies and scrutinizes the list, ensuring eligibility based on SECC 2011 and other guidelines.
- Final approval is given by the District Collector.
Field Verification
- The BDO conducts field verification to confirm the beneficiary’s housing status and site readiness.
- Geo-tagged photographs of the existing house and proposed site are uploaded.
Documents Required
- Aadhaar Card
- Passport-size photograph
- Ration Card
- Residence Certificate
- Income Certificate
- Proof of Age
- Bank Details
Frequently Asked Questions (FAQs)
- What is the objective of NSPGY?
To provide durable and safe housing for construction workers lacking permanent housing. - Who qualifies as a construction worker?
A person engaged in building or construction work for at least 90 days within the past year. - How much financial assistance is provided?
Up to ₹1,30,000 for IAP districts and ₹1,20,000 for Non-IAP districts. - What are the age criteria for eligibility?
Applicants must be between 18 and 60 years old. - Are contractors allowed in construction?
No, beneficiaries must construct their houses themselves. - What happens in case of house damage?
Beneficiaries whose houses are fully damaged due to natural disasters can reapply under the scheme. - How is the fund disbursed?
Funds are released in installments, linked to construction progress, via Direct Benefit Transfer (DBT).
Sources and References
- Nirman Shramik Portal
- Guidelines and Amendments