Launched by the Department of Health and Family Welfare, Government of Odisha, Biju Swasthya Kalyan Yojana (BSKY) provides universal health coverage to economically vulnerable families, particularly focusing on providing healthcare access to the underprivileged population of Odisha. The scheme aims to offer financial protection and enhance the access to healthcare services across government and empaneled private hospitals in the state.
Benefits:
- Cashless Treatment up to ₹5,00,000 per family per year at empaneled private hospitals.
- ₹5,00,000 for women members after the initial ₹5,00,000 has been exhausted.
- Coverage for IPD, Day Care treatments, consultations, medical tests, pathologies, treatment and follow-up consultations.
- Free travel expenses for the patient and one attendant (bunk class fare).
- Emergency cases treated at empaneled hospitals even if the Smart Health Card is not available (with documentation and approval).
Eligibility:
- BPL Families, NFSA Card holders, and SFSS Card holders in Odisha are eligible.
- For referral to private hospitals, patients may be referred if certain medical treatments or surgeries are not available at government facilities, if there are long waiting times, or if it is an emergency.
- Women members get an additional coverage of ₹5,00,000 after exhausting the first ₹5,00,000.
Application Process:
- No direct enrolment process for the scheme.
- BSKY Smart Health Cards are distributed to families covered under NFSA or SFSS.
- The BSKY Smart Health Card can be collected by presenting a valid NFSA/SFSS Card at designated Mo Seva Kendra centers.
Documents Required:
- BSKY Smart Health Card / NFSA Card / SFSS Card.
- For families not covered under NFSA/SFSS, a valid income certificate for families earning below ₹50,000 in rural areas or ₹60,000 in urban areas.
- For women members, additional coverage requires Biju Krushak Kalyan Yojana (BKKY) Card or BPL Card.
Frequently Asked Questions (FAQs):
- What is the Biju Swasthya Kalyan Yojana?
A health insurance scheme providing cashless treatment to economically vulnerable families in Odisha, covering a wide range of medical expenses. - How can I apply for this scheme?
No direct enrollment is required. Families covered under NFSA/SFSS are eligible and will receive the BSKY Smart Health Card. - Can I avail treatment without the card?
In emergency cases, you can receive treatment at an empaneled hospital, but a Smart Health Card is required for cashless treatment in non-emergency cases. - How can I check if a hospital is empaneled under the scheme?
A list of empaneled hospitals is available on the official BSKY website. - What to do if I lose my Smart Health Card?
You can apply for a duplicate card via the official website or local Mo Seva Kendra. - How much coverage does each family member receive?
Each family is entitled to ₹5,00,000 annually, with ₹5,00,000 additional coverage for female members.
Sources and References:
- Guideline
- Official Website: BSKY Official Website
- FaQs
- Know Your Scheme