The Karnataka Building & Other Construction Workers Welfare Board (K.B.O.C.W.W.B) offers the Accident Assistance plan to registered workers who have been injured on the workplace. This program provides cash compensation to workers and their families, as well as death and disability benefits under the Employee’s Compensation Act.
Benefits of the Scheme:
- Death Benefit: ₹5,00,000 (50% Fixed Deposit, 50% cheque/DBT) for the first living nominee.
- Permanent Total Disablement Benefit: ₹2,00,000 (50% Fixed Deposit, 50% cheque/DBT).
- ₹1,00,000 Permanent Partial Disablement Benefit (proportionally awarded, 50% Fixed Deposit, 50% cheque/DBT).
Eligibility:
For Registration as a Building/Construction Worker:
- The applicant should be a Building/Construction Worker (unorganised worker).
- The applicant must be 18 years of age or older.
- The applicant should have worked in building and construction work for at least 90 days in a given year.
For Application of the Welfare Scheme:
- The applicant should be a registered construction worker under the Building and Other Construction Workers Welfare Board of Karnataka.
- The accident must have occurred during the course of employment or outside of work.
- The scheme applies only to registered workers.
Application Process:
Online Process (Via CSCs):
- Visit the official website of the K.B.O.C.W.W.B and click on “Register”.
- Select “Register as New Construction Worker” and enter your mobile number as per the Aadhaar Registration.
- Verify with the received OTP.
- From the dashboard, click on “Registration”.
- Fill in all mandatory details and upload the required documents, then click on “Final Submit” to complete the registration process.
Application Process for the Welfare Scheme:
- Visit the official website of the K.B.O.C.W.W.B and click on “Login”.
- Enter your registered mobile number and received OTP.
- From the dashboard, click on “Schemes”.
- Select the Accident Assistance Scheme and fill in the mandatory details, uploading all required documents.
- Review the details, check the declaration box, and click “Submit”.
Renewal Process:
- Visit the official website and click on “Login”.
- Enter your registered mobile number and the received OTP.
- From the dashboard, click on “Renewal” and fill in the required details and upload necessary documents.
- Review and submit the renewal.
Note:
- Renewal: Every construction worker must renew their registration with the K.B.O.C.W.W.B every 3 years. If not renewed within this period, a 1-year grace period is granted. After that, the registration becomes invalid.
Documents Required:
For Registration as a Building/Construction Worker:
- Employment Certificate or 90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).
- Aadhar Card (self-attested).
- Ration Card (non-mandatory).
- Age Proof (Voter ID Card/Aadhar Card).
For the Application of the Welfare Scheme:
- Medical Certificate.
- Medical Disability Certificate.
- Death Certificate (in case of death).
- FIR Copy.
- Postmortem Report.
- Self Declaration.
For the Renewal Process:
- Employment Certificate or 90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).
Frequently Asked Questions (FAQs):
Who is eligible for Karnataka Building & Other Construction Workers Welfare Board benefits?
Benefits are available to construction workers who worked at least 90 days in the prior year.
Does registering require a specific level of work?
Yes, you must have worked 90 days in the last year to register.
The Accident Assistance Scheme accepts who?
This initiative is for registered construction workers who have suffered accidents at work or outside. If you die, your family or beneficiary might claim compensation.
What advantages does Accident Assistance Scheme offer?
- Death Benefit: ₹5,00,000 (half fixed deposit, half cheque/DBT).
- Permanent Total Disability: ₹2,000,000 (50/50 Fixed Deposit and cheque/DBT split).
- Permanent Partial Disability: ₹1,000,000 (proportionally distributed via Fixed Deposit and cheque/DBT).
Construction worker registration requires what documents?
You need:
- Form V Employment Certificate.
- Your self-attested Aadhar.
- Proof of Age (Voter ID or Aadhar).
- Ration Card (optional).
What is the Accident Assistance Scheme application process?
Apply online at the K.B.O.C.W.W.B website. Simply log in, choose Accident Assistance Scheme, and submit your papers. You may also apply offline at your local Sewa Kendra.
How frequently must I renew my registration?
To maintain advantages, renew your registration every three years. A one-year grace period is available if you forget.
What if I neglect to renew my registration?
A 1-year grace period applies if you don’t renew within 3 years. If you miss that too, your registration will be terminated and you must re-register.
Does the Karnataka Building & Other Construction Workers Welfare Board charge registration?
Registration is free! After registration, you must pay ₹10 per month to the welfare fund to maintain your benefits.
Can my family get benefits if I die in an accident?
Upon accident death, your family or specified beneficiary may apply for the ₹5,00,000 death benefit.
How is permanent disability compensation paid?
To get ₹2,00,000 for permanent complete disability, half will be paid via Fixed Deposit and the other by check or DBT. Equal division applies to ₹1,000,000 compensation for permanent partial disability.
Can I apply for accident aid if I’ve gotten benefits elsewhere?
If you got financial assistance for the same accident from another agency or program, you won’t qualify for this one.
How can I check my application status?
The official K.B.O.C.W.W.B website lets you monitor your application progress from your dashboard after submitting your application.
What papers are needed for accident assistance?
You must submit:
- Medical Verification
- If appropriate, medical disability certificate
- Certificate of Death (for dead worker)
- Accidental FIR copy
- Possible postmortem report
- Self-Declaration
What should I do for application assistance?
If you need support, visit your local Sewa Kendra or call the K.B.O.C.W.W.B helpdesk. Always willing to assist with the process!